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The Impact of Homeowners Associations (HOAs) on Mortgage Approval

May 7, 2025 by Robby Oakes

When purchasing a home in a community with a Homeowner’s Association (HOA), it’s important to understand how this organization can impact your mortgage approval. While HOAs provide benefits like maintaining neighborhood amenities and enforcing community standards, they also add financial obligations that lenders consider when evaluating your loan application.

Filed Under: Mortgage Tips Tagged With: HOAs, Mortgage Approval, Mortgages

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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