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The Future of Mortgages with Technology Fintech and AI

October 23, 2025 by Robby Oakes

The mortgage industry is evolving faster than ever. Technology, fintech innovation, and artificial intelligence are transforming how borrowers find, qualify for, and manage their home loans. These advancements are making the mortgage process faster, smarter, and more transparent, creating new opportunities for both lenders and buyers.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage Tips, Relocation

How to Buy a Home if You Are Relocating for Work

October 22, 2025 by Robby Oakes

Starting a new job often means a fresh start in a new city. While relocation can be an exciting opportunity, buying a home while juggling a move can feel like a balancing act. Between learning about a new market, coordinating timing, and managing logistics, the process requires careful planning and trusted guidance.

Filed Under: Mortgage Tips Tagged With: Home Buying, Mortgage Tips, Relocation

Should You Get a Mortgage If You Plan to Move Soon?

July 31, 2025 by Robby Oakes

Deciding to buy a home when you know you might move within a few years can be a challenging choice. Many people wonder if it makes financial sense to take on a mortgage if they will not live in the property long term. The answer depends on several factors, including your personal goals, market conditions, and your financial situation.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage Tips, Moving Soon

Will Multiple Mortgage Applications Hurt Your Credit Score?

June 3, 2025 by Robby Oakes

When you are ready to buy a home, it is natural to shop around for the best mortgage rate and terms. But you may have heard that submitting multiple loan applications can damage your credit score and throw a wrench in your homebuying plans. Here is the truth behind hard inquiries, rate shopping, and how to protect your credit while securing the best deal.

Filed Under: Mortgage Tagged With: Credit Score, Home Buying, Mortgage Tips

Can I Finance Home Renovations Into My Mortgage at Closing?

April 25, 2025 by Robby Oakes

Purchasing a home that needs renovations or upgrading your current home can be costly, but financing home improvements through your mortgage can be an effective solution. Instead of taking out a separate loan for renovations, some mortgage programs allow you to roll the cost of home improvements into your home loan at closing. This strategy can help you spread renovation costs over time while securing a potentially lower interest rate compared to personal loans or credit cards.

Filed Under: Home Buyer Tips Tagged With: Home Buying, Home Renovation, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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