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The Pros and Cons of Using Gift Funds for Down Payments

April 22, 2025 by Robby Oakes

For many homebuyers, especially first-time buyers, saving for a down payment can be one of the biggest hurdles to homeownership. Fortunately, gift funds, money given by family members, close relative, or even an employer can help bridge the financial gap. While using gift funds can make homeownership more attainable, there are important benefits and potential drawbacks to consider before relying on them.

Filed Under: Homeowner Tips Tagged With: Down Payments, First Time Buyer, Homeownership

Navigating Mortgages as a Self-Employed Professional

March 25, 2025 by Robby Oakes

Securing a mortgage as a self-employed professional can be more challenging than for traditional W-2 employees, but with the right preparation and documentation, it is entirely achievable. Here’s a guide to help you navigate the process.

Filed Under: Mortgage Tagged With: Financial Planning, Homeownership, Mortgage Tips

Presidents’ Day and the American Dream of Homeownership

February 17, 2025 by Robby Oakes

Presidents’ Day is a time to reflect on leadership, vision, and the pursuit of big goals. Throughout history, homeownership has been a key part of the American Dream, a foundation for stability, growth, and opportunity.

Filed Under: Holidays Tagged With: AmericanDream, Homeownership, PresidentsDay

How to Transition from Renting to Homeownership

August 23, 2024 by Robby Oakes

Transitioning from renting to homeownership is an exciting and significant milestone in anyone’s life. This journey, while thrilling, can also be filled with questions and uncertainties. I am here to guide you through this process, ensuring a smooth and successful transition working with your real estate agent.

Filed Under: Home Buyer Tips Tagged With: First Time HomeBuyer, Homebuying Tips, Homeownership

Strategies to Make Homeownership Accessible for All

August 22, 2024 by Robby Oakes

In today’s real estate market, the dream of owning a home can seem out of reach for many. However, various affordable housing initiatives are making homeownership more accessible. As a real estate agent, I want to share some strategies and programs designed to help you achieve your dream of owning a home.

Filed Under: Homebuyer Tips Tagged With: Affordable Housing, Homeownership, Housing Programs

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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