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The Difference Between Prime and Subprime Mortgages

May 31, 2024 by Robby Oakes

Understanding the difference between prime and subprime mortgages is essential for anyone entering the world of home financing. Prime mortgages are tailored for individuals with exemplary credit scores and stable financial profiles, offering them lower interest rates and more favorable loan conditions.

Filed Under: Mortgage Application Tagged With: Mortgage, Mortgage Options, Mortgage Term

A Consumer Guide To Second Mortgages

March 29, 2024 by Robby Oakes

In the realm of personal finance, the term “second mortgage” often emerges as a solution for homeowners seeking additional funds. But what exactly are second mortgages, and how do they work? Join us as we embark on a journey to unravel the basics of second mortgages, helping you make informed decisions about your financial future.

Filed Under: Mortgage Tips Tagged With: Mortgage, Mortgage Options, Second Mortgages

Mortgage Types: Understanding Your Options

March 27, 2024 by Robby Oakes

For many, purchasing a home represents a significant milestone, a symbol of stability, and a tangible investment in the future. However, stepping into homeownership often entails struggling with complex financial decisions, with one of the most pivotal being the suitable mortgage type. In this guide, we’ll explore various mortgage options, from fixed-rate to adjustable-rate and […]

Filed Under: Mortgage Tagged With: Mortgage Options

Consumer Guide: Mortgages for Veterans – A Guide to VA Loans

March 22, 2024 by Robby Oakes

Are you a veteran or an active-duty military member considering homeownership? VA loans offer significant benefits tailored to meet the needs of veterans and service members.

Filed Under: Mortagage Tips Tagged With: Mortgage, Mortgage Options, VA Loans

Mortgage Types: Understanding Your Options

March 19, 2024 by Robby Oakes

For many, purchasing a home represents a significant milestone, a symbol of stability, and a tangible investment in the future. However, stepping into homeownership often entails struggling with complex financial decisions, with one of the most pivotal being the selection of a suitable mortgage type.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Options

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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