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Looking to Pay Back Your Mortgage Faster? Three Reasons to Consider Switching to Bi-weekly Payments

September 20, 2023 by Robby Oakes

What are some of the reasons why it may be beneficial to make two payments a month instead of one? Here are three reasons why you should ditch the monthly fees and make payments once every two weeks.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Repayment, Mortgage Tips, Mortgages

Avoiding Becoming House Poor: A Path to Financial Security and Balance

August 16, 2023 by Robby Oakes

As the housing market continues to evolve, it becomes increasingly crucial for aspiring homeowners to tread carefully and avoid falling into the trap of being house poor. The dream of owning a home should not come at the expense of financial stability and overall well-being. Here are some essential tips to steer clear of this precarious situation:

Filed Under: Mortgage Tips Tagged With: Finances, House Poor, Mortgage Tips

Selling a House “As-Is”: Pros, Cons, and Considerations

July 26, 2023 by Robby Oakes

Selling a house as-is can be a viable option for homeowners looking for convenience and cost savings. However, it’s crucial to carefully consider the potential drawbacks, such as a lower sale price and limited buyer pool. Assessing the property’s condition, seeking professional advice, and evaluating the financial implications are essential steps in deciding whether selling a house as-is is the right choice for you.

Filed Under: Selling Your Home Tagged With: As-Is, Mortgage Tips, Selling Home

How to Run a Quick Financial Health Check Before You Apply for a Mortgage

April 13, 2023 by Robby Oakes

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let’s take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.

Filed Under: Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Tips, Real Estate

Why Your ‘Debt-to-Income Ratio’ Number Matters When Obtaining a Mortgage

April 6, 2023 by Robby Oakes

If you are looking to buy a home, you may want to consider shopping for a loan first. Having your financing squared away ahead of time can make it easier to be taken seriously by buyers and help move along the closing process. For those who are looking to get a mortgage soon, keep in mind that the Debt-to-Income ratio of the borrower plays a huge role in the approval of your mortgage application.

Filed Under: Mortgage Tips Tagged With: credit, DTI, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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