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Getting a Mortgage After Chapter 13 Bankruptcy

August 13, 2024 by Robby Oakes

Filing for Chapter 13 bankruptcy can be a challenging experience, but it doesn’t mean the end of your dreams of homeownership. While the path to securing a mortgage after Chapter 13 might seem daunting, with careful planning and dedication, it’s entirely possible. Here’s how you can prepare yourself for a successful loan application and rebuild your dream home.

Filed Under: Bankruptcy History Tagged With: Home After Bankruptcy, Mortgage Tips, Rebuild Your Credit

Understanding Warrantable vs. Non-Warrantable When Purchasing a Condo

July 16, 2024 by Robby Oakes

When you’re shopping for a condo, there’s a bit more on your plate than just the typical homebuying concerns like credit scores, interest rates, and loan programs. A crucial aspect is understanding the role of the Homeowners’ Association (HOA) and whether the condo is warrantable or non-warrantable. This distinction can significantly impact your mortgage process and future as a condo owner.

Filed Under: Home Buyer Tips Tagged With: Condo Buying, Home Buying, Mortgage Tips

Understanding Graduated Payment Mortgages

July 2, 2024 by Robby Oakes

When it comes to buying a home, you will find many mortgage options available. One of the lesser-known but potentially advantageous choices is the Graduated Payment Mortgage (GPM).

Filed Under: Mortgage Tagged With: Graduated Payment Mortgage, Mortgage, Mortgage Tips

How Long Does It Take to Refinance a House?

June 21, 2024 by Robby Oakes

Refinancing your home can be a smart financial move, offering you the chance to secure a better interest rate, reduce monthly payments, or even tap into your home’s equity. However, one of the most common questions homeowners have is: “How long does it take to refinance a house?” While the timeline can vary based on several factors, here’s a general overview to help you understand the process.

Filed Under: Mortgage Tagged With: Home Refinance, Mortgage Tips, Refinance

Negotiating Repairs After a Home Inspection

April 10, 2024 by Robby Oakes

For many homebuyers, negotiating repairs after a home inspection can be a daunting task. However, with the right approach and some negotiation skills, you can ensure that your new home is in tip-top shape without breaking the bank.

Filed Under: Mortgage Tips Tagged With: Home Repair, Inspection, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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