Since the process of getting approved for a mortgage is heavily dependent on credit history and that three-digit credit score that reflects reliability as a borrower, you should always put forth practices to keep that number healthy and growing.
Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?
Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.
When It Pays To Refinance Your Mortgage — Literally
There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.