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The Magic Number: Does Your Credit Score Need To Be Above 800 To Apply For A Mortgage?

May 8, 2014 by Robby Oakes

Since the process of getting approved for a mortgage is heavily dependent on credit history and that three-digit credit score that reflects reliability as a borrower, you should always put forth practices to keep that number healthy and growing.

Filed Under: Uncategorized Tagged With: credit, Mortgage, Real Estate Tips

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

May 7, 2014 by Robby Oakes

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.

Filed Under: Uncategorized Tagged With: Home Buying, Mortgage, Real Estate

When It Pays To Refinance Your Mortgage — Literally

November 13, 2012 by Robby Oakes

There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.

Filed Under: Personal Finance Tagged With: Loan Term, Mortgage, Refinance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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