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What Every Buyer Should Know About Home Appraisals

April 18, 2025 by Robby Oakes

Buying a home is an exciting yet complex process, and one critical step often catches buyers off guard—the home appraisal. This professional evaluation determines the fair market value of a property, ensuring that both you and your lender are making a sound investment. Understanding how appraisals work can help you navigate this stage with confidence and avoid potential roadblocks.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage101, Real Estate Tips

How Single Moms Can Achieve Homeownership with First-Time Homebuyer Grants

March 12, 2025 by Robby Oakes

Owning a home is an important goal for many people, and as a single mom, it can sometimes feel like a distant dream. But the reality is that homeownership is more achievable than you might think, especially when you know about the financial resources and programs available to you.

Filed Under: Homeowner Tips Tagged With: Homebuying Tips, Real Estate Tips, Single Mom Homebuyers

Does Your Home Loan Have a Prepayment Penalty?

December 20, 2024 by Robby Oakes

Buying a home is a huge milestone, and the excitement of closing can lead many buyers to quickly accept any mortgage offer without fully understanding its terms. One important detail to watch for is whether your mortgage includes a prepayment penalty. This fee can be an unwelcome surprise, so it’s crucial to know what you’re signing up for before finalizing your loan.

Filed Under: Real Estate Tips Tagged With: Home Loan Tips, Prepayment Penalty , Real Estate Tips

The Role of the Appraisal Contingency in Real Estate Contracts

December 5, 2024 by Robby Oakes

When you’re buying a home, one important component of the real estate contract is the appraisal contingency. This clause protects the buyer in case the property’s appraisal comes in lower than the agreed-upon sale price.

Filed Under: Home Buyer Tips Tagged With: Appraisal Contingency, Home Buying , Real Estate Tips

Are You Ready for Home Ownership? Find Out by Answering These 4 Questions

January 26, 2024 by Robby Oakes

Have you been dreaming about a larger, roomier or more luxurious living space? Or perhaps just want to experience the joy of owning your own home and building your net worth instead of renting? Let’s explore a few questions that can help to answer whether or not you’re ready for a new lifestyle as a homeowner.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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