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A Deep Dive Into Bank Statement Second Mortgages for Self-Employed Individuals

November 26, 2024 by Robby Oakes

If you’re self-employed or have an income that doesn’t fit traditional molds, securing financing for a home renovation or debt consolidation can seem daunting. However, bank statement second mortgages are designed to provide a viable solution for homeowners who don’t rely on conventional pay stubs, W-2 forms, or tax returns.

Filed Under: Mortgage Application Tagged With: Bank Statement Loans, Home Equity Loan, Self Employed

Navigating Mortgages as a Self-Employed Professional: A Guide to Non-QM Lending

February 8, 2024 by Robby Oakes

For self-employed professionals, the mortgage process can feel like passing through a maze, fraught with challenges and uncertainties. Traditional lending standards often favor individuals with stable, predictable incomes, leaving entrepreneurs and freelancers in a precarious position.

Filed Under: Mortgage Tips Tagged With: Mortgage, Non-QM, Self Employed

Getting A Mortgage When Self-Employed: What You Need To Know

January 26, 2023 by Robby Oakes

There is a common misconception that someone who is self-employed will not have the tax records or income necessary to qualify for a mortgage; however, that is not necessarily the case. In reality, if you are self-employed, there are a lot of home loan options available to you.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM Mortgage, Self Employed

A Non-QM Mortgage: What Does This Mean?

October 14, 2022 by Robby Oakes

If you are interested in purchasing a house, you need to review all of the offers available. The vast majority of loan officers are going to talk about something called qualifying mortgages, which is usually shortened to QM.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM, Self Employed

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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