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What Will Harp 3.0 Mean For Homeowners After 2014?

May 13, 2014 by Robby Oakes

During the 2009 economic crisis in the United States that resulted in home prices and values falling, a program named HARP was introduced to assist the many affected homeowners.

Filed Under: Uncategorized Tagged With: Housing, Real Estate, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – May 12, 2014

May 12, 2014 by Robby Oakes

Results from a Federal Reserve survey of senior bank loan officers indicated that lenders have held the line on prime lending standards and have raised standards for sub-prime and non-traditional home loans.

Filed Under: Uncategorized Tagged With: Consumer Price Index, Federal Reserve, Mortgage Rates

Vegetable Garden 101: Get The Kids Started On A Veggie Patch Project Today

May 9, 2014 by Robby Oakes

Thinking about ways to engage your children in gardening and educational opportunities outside of the classroom?

Filed Under: Uncategorized Tagged With: Around The Home, Homeowner Tips, Vegetable Garden

The Magic Number: Does Your Credit Score Need To Be Above 800 To Apply For A Mortgage?

May 8, 2014 by Robby Oakes

Since the process of getting approved for a mortgage is heavily dependent on credit history and that three-digit credit score that reflects reliability as a borrower, you should always put forth practices to keep that number healthy and growing.

Filed Under: Uncategorized Tagged With: credit, Mortgage, Real Estate Tips

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

May 7, 2014 by Robby Oakes

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.

Filed Under: Uncategorized Tagged With: Home Buying, Mortgage, Real Estate

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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