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Seller-Paid Closing Costs In A Seller’s Market? Yes, It’s Still Possible

July 3, 2018 by Robby Oakes

For first-time home buyers, closing costs are a major hurdle for home ownership. Coming up with a down payment and several thousand dollars for closing costs can be hard without home equity to tap.

Filed Under: Mortgage Tagged With: Closing Costs, Home Loan, Mortgage

What’s Ahead For Mortgage Rates This Week – July 2nd, 2018

July 2, 2018 by Robby Oakes

Last week’s economic reports included readings from Case-Shiller housing market indices and data released on new and pending home sales. Weekly releases on mortgage rates and first-time unemployment claims along with the Consumer Sentiment Index for June were also posted.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Home Automation Conveniences Attract Buyers

June 28, 2018 by Robby Oakes

The rise in Millennial home buyers will inevitably change the items that promote faster and more lucrative home sales.

Filed Under: Real Estate Tagged With: Automation, Innovation, Real Estate

Understanding the Factors That Impact Your Credit Score

June 27, 2018 by Robby Oakes

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

Is It A Good Idea To Buy A Remodeled Home?

June 26, 2018 by Robby Oakes

If you watch popular TV shows like Property Brothers, Flip or Flop and Fixer Upper, you might believe that buying a remodeled home is a great idea. These shows always have happy endings. The process looks fun and easy, and the houses turn out beautiful. However, it is rarely this easy when buying a real-life remodeled home.

Filed Under: Real Estate Tagged With: Fixer-Upper, Real Estate, Remodel

What’s Ahead For Mortgage Rates This Week – June 25th, 2018

June 25, 2018 by Robby Oakes

Last week’s economic reports included readings from the National Association of Home Builders, Commerce Department reports on housing starts and building permits issued. Sales of pre-owned homes were reported along with weekly readings on mortgage rates and new jobless claims.

Filed Under: Financial Reports Tagged With: Financial Reports, Jobless Claims, Mortgage Rates

3 Tips For Getting The Most Out Of Your Time House Hunting

June 22, 2018 by Robby Oakes

In the ideal home-buying scenario, you’d have plenty of time to find the perfect home. However, this is not always possible. Maybe you are relocating for a job and have to buy a house from across the country. If this is the case, you might have to limit the time that you spend house hunting.

Filed Under: Real Estate Tagged With: House Hunting, Pre-Approval, Real Estate

3 Programs That Allow You To Buy A Home With No Money Down In 2018

June 21, 2018 by Robby Oakes

Home buyers are typically advised to put at least 20% down for a mortgage. Coming up with that amount can seem almost impossible if you have little to no money left over after paying bills each month.

Filed Under: Home Mortgage Tagged With: Financing, Mortgage, Real Estate

House Hunting When You Are In A Time Crunch

June 20, 2018 by Robby Oakes

In an ideal world, you’d have plenty of time to find the perfect home. However, that does not always happen. Maybe you are relocating because of a job transfer. Fortunately, it doesn’t have to take months to find the perfect home. You can speed up the process of buying a home utilizing some tried and true tips.

Filed Under: Real Estate Tagged With: House Hunting, Pre-Approval, Real Estate

How To Manage Investment Property While Working Full-Time

June 19, 2018 by Robby Oakes

In 2017, upwards of 75 percent of independent rental property owners in the U.S. reportedly worked another job on top of being a landlord. That means the overwhelming majority of landlords are attempting to juggle more than they can handle at times.

Filed Under: Real Estate Tagged With: Home Rentals, Investment Property, Real Estate

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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