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Living Under Water Restrictions? Transform Your Garden With These Succulent Plants

August 3, 2017 by Robby Oakes

It can be difficult to deal with water restrictions if you’re a bit of a green thumb and don’t want your beautiful plants to go to waste. Fortunately, there are plenty of succulents out there that can be quite striking and will still be able to store the water they need to survive. If you’re looking for some low-maintenance plants that thrive in the dry season, here are a few succulents that will do the trick.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Thinking About a New Home? 3 Reasons Why a Mortgage Will Be the Best Money You Ever Borrow

August 2, 2017 by Robby Oakes

In these days of low interest rates, it can be a great idea to get into the real estate market and invest in a home. However, if you don’t have the funds saved up to buy a home outright, it may seem like more of a burden than it’s worth. The good news is that you might qualify for a mortgage loan, which tend to come with more favorable terms than a traditional bank loan. Here are three reasons why a mortgage might just be the best money you ever borrow.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

Finding Your Latte Factor: 3 Ways to Find the Money to Make Extra Mortgage Payments

August 1, 2017 by Robby Oakes

It’s not uncommon for a homeowner to want to pay more than the minimum monthly mortgage payment on their home. However, just because it can seem hard to come up with the funds on a monthly basis doesn’t mean it’s not possible to find the money for extra mortgage payments each year. If you’re wondering how you can pay down your mortgage debt much sooner with extra money, here are some tricks you may want to try.

Filed Under: Home Mortgage Tips Tagged With: Homeowner Tips, Mortgage, Mortgage Payments

What’s Ahead For Mortgage Rates This Week – July 31, 2017

July 31, 2017 by Robby Oakes

Last week’s economic news included readings on new and existing home sales, Case-Shiller Home Price Index reports and an announcement by the Federal Open Market Committee of the Federal Reserve. Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Investing in a New Home? 3 Reasons You Can’t Skip the Pest Inspection

July 28, 2017 by Robby Oakes

There are so many small details involved in the final sale of a home that it can be easy to forget about all of the things that need to be done. While you won’t be able to forget about a home inspection, a pest inspection can be every bit as important before you sign on the dotted line. If you’re wondering why you shouldn’t forego this important step, consider the following information.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Home Inspections

Forget About the Bank of Mom and Dad — Here’s How You Can Save Your Own Down Payment

July 27, 2017 by Robby Oakes

Are you considering buying a home for the first time? It might come as a surprise that you’ll want to have approximately 20% of the purchase price of your home for a down payment. For some, it can seem nearly impossible to come up with the funds. Fortunately, there are a few ways that you can save a little over time and not have to borrow from the “Bank of Mom and Dad”.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

Buying a Home in a Fire Risk Area: Here’s What You Need to Know

July 26, 2017 by Robby Oakes

Outside of the significant financial responsibility of delving into home ownership, there can also be a lot of other risks involved that you may not have thought about as a new homeowner. While the requirement of homeowner’s insurance is well known and guarding your house against theft can be commonplace, if you happen to be living in an area that’s at high risk of fire, here are some things to consider beforehand.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Mortgage Tips: Answers to 4 Common Questions About Reverse Mortgages

July 25, 2017 by Robby Oakes

There are many mortgage products on the market that work for all different kinds of homebuyers, but many people have not heard about reverse mortgages and how they can benefit their situation. If you’re curious about this type of mortgage and want to know more, here are some questions that will get you on the road to understanding the ins-and-outs of this product.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Reverse Mortgages

What’s Ahead For Mortgage Rates This Week – July 24, 2017

July 24, 2017 by Robby Oakes

Last week’s economic news included releases from the National Association of Home Builders and releases from the Commerce Department on housing starts and building permits issued. Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Recently Lost Your Job? 3 Tips for Managing Your Mortgage When You’re Out of Work

July 21, 2017 by Robby Oakes

The financial responsibility of a monthly mortgage payment can be stressful on its own, but you may be even more concerned about your home investment if you’ve recently lost your job. Fortunately, there are some things you can do and places you can turn if you’re not yet certain where your next paycheck will come from. If you’re struggling with newfound unemployment, here are some important steps to take.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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