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4 Ways to Help Your Mortgage Transaction Close On Time

September 4, 2026 by Robby Oakes

When you’ve finally found the home you’re looking for at the right price, it’s easy to think that the hard part is over; however, there’s still a lot to do in order to ensure your purchase goes through without a hitch. If you’re tying up the loose ends on your home purchase, here are some things you should do to avoid any unnecessary delays.

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgage

The Advantages And Disadvantages Of Using Online Mortgage Lenders

September 2, 2026 by Robby Oakes

Using online mortgage lenders can offer several advantages and disadvantages compared to traditional brick-and-mortar lenders. It’s important to weigh these factors based on your individual preferences, needs, and financial situation. Here’s a breakdown of the pros and cons

Filed Under: Home Mortgage Tips Tagged With: Mortgage, Mortgage Lender, Online Mortgage Lending

A Deep Dive into Mortgage and Tax Facts

September 1, 2026 by Robby Oakes

Owning a home is a significant milestone that comes with a multitude of financial considerations. Beyond the pride of homeownership, there are substantial tax benefits and deductions available to those who embark on this journey. We will explore key facts about mortgages and taxes, focusing on the deductions, credits, and benefits that can make homeownership a financially savvy decision.

Filed Under: Home Mortgage Tips Tagged With: Homebuyer Credits, Mortgage, Taxes

What If My Mortgage Pre-Approval Expires?

July 17, 2026 by Robby Oakes

A mortgage pre-approval is one of the most valuable tools in your homebuying journey. It’s not just a letter stating how much you’re qualified to borrow; it’s a written commitment from your lender that assures sellers you have the financial backing to make a competitive offer.

Filed Under: Home Mortgage Tips Tagged With: Home Buying Tips, Mortgage Pre Approval, Pre-Approval Process

You Ask, We Answer: What Are the Pros and Cons of Private Mortgage Insurance?

January 13, 2026 by Robby Oakes

It’s easy to get Private Mortgage Insurance (PMI) confused with homeowners’ insurance, but PMI is an entirely different thing that may or may not be necessary when it comes to your home purchase. If you’re going to be investing in a home in the near future and are wondering what PMI may mean for you, here are some things to consider regarding this type of insurance.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Insurance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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