Blog - Robby Oakes Mortgage

3 Things That Will Absolutely Kill Your Chances for a Mortgage Approval

December 22, 2015 by Robby Oakes

Avoid these three mortgage-killing habits while your lender evaluates your loan and you’ll quickly find yourself holding the keys to your new home.

What’s Ahead For Mortgage Rates This Week – December 21, 2015

December 21, 2015 by Robby Oakes

Last week’s scheduled economic reports included the NAHB Housing Market Index, Housing Starts, FOMC statement and Fed Chair Janet Yellen’s press conference. In addition to weekly reports on jobless claims and mortgage rates, inflation reports were also released.

Video: What Steps Need To Be Taken To Secure A Loan

December 18, 2015 by Robby Oakes

What Steps Need To Be Taken To Secure A Loan
You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application.
To do so, you’ll need the following information.

Federal Reserve Raises Short-Term Interest Rates

December 17, 2015 by Robby Oakes

After prolonged speculation by economic analysts and news media, the Federal Open Market Committee of the Federal Reserve raised short-term interest rates for the first time in seven years. Committee members voted to raise the target federal funds rate to a range of 0.25 to 0.50 percent from a range of 0.00 to 0.25 percent to be effective December 17.

Buying or Selling a Home This Winter? Keep These Tax Tips in Mind!

December 16, 2015 by Robby Oakes

With all of the expense that can go into buying or selling your home, it’s good to be aware of what you can claim and how a home can benefit you come tax time.

Refinancing This Winter? Follow These 5 Expert Tips to Get the Most from Your Mortgage

December 15, 2015 by Robby Oakes

Refinancing a mortgage is a great way to take advantage of historically low interest rates or change your payment terms to be more affordable. And with interest rates at historical lows, there’s never been a better time to refinance your mortgage.

What’s Ahead For Mortgage Rates This Week – December 14, 2015

December 14, 2015 by Robby Oakes

Last week’s scheduled economic releases included reports on job openings, retail sales and consumer confidence in addition to usual weekly releases on mortgage rates and new jobless claims.

Moving to a New Home? Use These Websites and Apps to Research Potential Neighborhoods

December 11, 2015 by Robby Oakes

Relocating to a new city? Thinking about moving to a new neighborhood? With the advancement of technology, it’s now possible to research new neighborhoods without getting up off the couch. Here are some websites and apps that have proven invaluable with researching new areas.

Yes, It’s True: Mortgage Closing Costs Are Down. Here’s How You Can Take Advantage

December 10, 2015 by Robby Oakes

When you close on your mortgage, take these three steps and you’ll find that you’ll pay far less in closing fees than most buyers would.

Real Estate Investing: 3 Secrets of Successful Home Buyers That You Can Use Today

December 9, 2015 by Robby Oakes

While making a real estate purchase can be a matter rife with many questions, buying to invest in a long-term property can be even more confusing. If you’re looking into investing in real estate and wondering what variables to consider, here are a few tips that you’ll want to keep in mind before deciding on a fruitful investment property.