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Remodeling 101: How to Create a Proper Budget for Any Renovation, Large or Small

November 18, 2015 by Robby Oakes

Whether you’re readying to put your home on the market or you haven’t updated your space in a while and want to modernize, approaching renovations can be a struggle. With so many things to fix up, both large and small, it can seem overwhelming to prioritize, set the money aside and get to work. Here are some tips for how to properly prioritize so you can maximize your renovation expenditures.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Refinancing Tips: 5 Questions to Ask Your Lender to Ensure You’ve Done Your Homework

November 17, 2015 by Robby Oakes

If you’re looking to refinance your home, you’re likely going to benefit from lower mortgage payments. But lower mortgage payments aren’t the whole story with a refinance. Before you refinance, you’ll want to ask your lender these five key questions – it’ll help you ensure you’re getting a deal you can afford.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Refinancing

What’s Ahead For Mortgage Rates This Week – November 16, 2015

November 16, 2015 by Robby Oakes

Last week’s scheduled economic news was sparse due to no scheduled releases on Monday and the Veterans Day Holiday on Wednesday. A report on job openings was released on Thursday along with regularly scheduled weekly reports on jobless claims and Freddie Mac’s report on mortgage rates.

Filed Under: Market Outlook Tagged With: Federal Open Market Committee, Freddie Mac, Housing Market Index, Market Outlook, National Association of Home Builders

Expecting Children: How to Quickly Move into a Larger Home Before a Baby Arrives

November 13, 2015 by Robby Oakes

Life moves pretty fast sometimes and many couples find themselves expecting children before they have begun to look for the next home. This shouldn’t be a problem, as moving into a larger home before the baby arrives can be a lot easier than it appears.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Moving Tips

Understanding the Principal Limit on a Reverse Mortgage and What Happens if You Reach It

November 12, 2015 by Robby Oakes

If you’re considering applying for a reverse mortgage, you’ll want to ensure you understand certain critical factors. One such factor is the principal limit. The principal limit will have a strong influence on your finances, which is why you’ll need to ensure you know – before applying for your reverse mortgage – what your principal limit is.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

Pulling the Trigger: 3 Reasons Why You’ll Want to Move Fast when Buying a Home

November 11, 2015 by Robby Oakes

With all of the care and consideration that can go into deciding if a home is the right fit, it can add a wrench to the mix to realize that you may not have a lot of time to put in an offer. It’s certainly important to weigh all of the factors of buying a home before deciding to put yourself in the ring, but here is why you’ll want to come to a conclusion quickly when it comes to a home you love.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Negotiations

Did You Know? Why a Mortgage Pre-qualification Meeting Might Be Your Best Use of 5 Minutes

November 10, 2015 by Robby Oakes

If you’re in the market for a mortgage, you may want to set up a pre-qualification meeting with a bank or lender. Even if you’re not sure which lender you’d like to apply for a mortgage with, pre-qualification can still be a valuable step to take. And given that it only takes a few minutes, it’s something every potential homeowner can do.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

What’s Ahead For Mortgage Rates This Week – November 09, 2015

November 9, 2015 by Robby Oakes

Last week’s economic reports included releases on construction spending and several labor-related reports including ADP payrolls, Non-Farm payrolls, average hourly earnings and weekly jobless claims. Freddie Mac reported that mortgage rates rose as the national unemployment rate decreased to 5.00 percent.

Filed Under: Market Outlook Tagged With: Federal Open Market Committee, Freddie Mac, Janet Yellen

How Are Pre-Qualifying And Pre-Approval Different?

November 6, 2015 by Robby Oakes

How Are Pre-Qualifying And Pre-Approval Different? Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow – but not a commitment by a lender.

Filed Under: Mortagage Tips Tagged With: Mortgage Aproval, Mortgage Tips, Video Tips

What Are the Advantages to Paying off Your Mortgage Early? Here Are a Few That Might Entice You

November 5, 2015 by Robby Oakes

If you’re looking into fixed term mortgages, you might be wondering whether there’s any reason why you should take the full term to pay off the loan. In a lot of cases, paying off a mortgage before it comes due is a great decision. If you’re considering paying off your mortgage early, you’ll experience a variety of benefits – here are just a few of them.

Filed Under: Home Mortgage Tips Tagged With: Amortization, Home Mortgage Tips, Mortgages

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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