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What’s Ahead For Mortgage Rates This Week – September 8, 2015

September 8, 2015 by Robby Oakes

Last week’s economic news included reports on construction spending, private and public sector employment data and a report from the Fed indicating that any move to raise interest rates may be delayed.

Filed Under: Market Outlook Tagged With: Federal Reserve, Freddie Mac, National Unemployment Rate

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

September 4, 2015 by Robby Oakes

If you’re moving from a large home into a smaller house or condo, you’re probably looking forward to enjoying a lower heating bill and not having to do as much cleaning. But before you move, you’ll want to take certain precautions to ensure that you’re not overwhelmed.

Filed Under: Real Estate Tips Tagged With: Home Seller Tips, Moving Tips, Selling a Home

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

September 4, 2015 by Robby Oakes

If you’re moving from a large home into a smaller house or condo, you’re probably looking forward to enjoying a lower heating bill and not having to do as much cleaning. But before you move, you’ll want to take certain precautions to ensure that you’re not overwhelmed.

Filed Under: Real Estate Tips Tagged With: Home Seller Tips, Moving Tips, Selling a Home

How to Submit an Offer Below the Asking Price Without Spooking the Seller

September 3, 2015 by Robby Oakes

Although you will be rolling the dice with an offer below asking price, there are ways that you can increase the likelihood that your offer will be successful. Before you submit your offer, use these three strategies to make it more appealing.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Negotations

3 Reasons Why the Cost of Title Insurance is Worth the Investment

September 2, 2015 by Robby Oakes

Title insurance protects the owner of a home from any claim made against their property, whether or not they are responsible. These include unpaid mortgage balances on the home, an improper foreclosure or any form of real estate fraud perpetrated by the seller.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

A Quick Guide to the FHA Streamline Refinance Mortgage Loan Program

September 1, 2015 by Robby Oakes

Many homeowners would love to lower their interest rate or take advantage of other benefits associated with refinancing, but they are concerned about the time and expense associated with refinancing their current mortgage. The FHA Streamline Refinance loan program is designed to provide those who currently have an FHA loan with an easier way to refinance their mortgage, and this may be a desirable option for many.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

What’s Ahead For Mortgage Rates This Week – August 31, 2015

August 31, 2015 by Robby Oakes

Last week’s economic news included several reports related to housing. The Case-Shiller 20-City Home Price Index for June rose to 4.50 percent as compared to May’s reading of 4.40 percent. Denver, Colorado was the only city to post double-digit year-over-year growth. FHFA also released its House Price Index for June. Home prices for properties associated with mortgages owned or backed by Fannie Mae and Freddie Mac rose at a year-over-year rate of 5.60 percent in June as compared to May’s reading of 5.70 percent.

Filed Under: Market Outlook Tagged With: Case Shiller, Fannie Mae, FHFA, Freddie Mac

How to Design a Modern, Luxurious Home Inside of an Older Piece of Real Estate

August 28, 2015 by Robby Oakes

Whether buying or renovating an older property, many people are interested in learning how to instill modern luxury in older property. The good news is that this is easier than it sounds, and it can be accomplished by following a few simple tips.

Filed Under: Around The Home Tagged With: Home Buyer Tips, Home Seller Tips, Upgrades and Renovations

Buying a New Home? Three Tips on How to Get the Best Mortgage Rate

August 27, 2015 by Robby Oakes

Buying a new home is one of the biggest steps that a person can take. Prior to taking out a home loan, you want to ensure that you get the best interest rate for your mortgage. In today’s blog post we’ll share three key tips that will help you get the best possible mortgage rate.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Case-Shiller: Home Prices Continue to Outpace Inflation

August 26, 2015 by Robby Oakes

Denver, Colorado continues to woo homebuyers as home prices rose by 10.20 percent as of June according to the Case-Shiller 20-City Home Price Index. The Mile-High City was the only city included in the index that posted double-digit year-over-year growth in June. San Francisco, California posted a 9.50 percent year-over-year gain in home prices and Dallas, Texas rounds out the top three cities posting highest year-over-year home price growth with a reading of 8.20 percent.

Filed Under: Market Outlook Tagged With: Case Shiller, Fannie Mae, Federal Housing Finance Agency, FHFA, Freddie Mac

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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