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Tax Time is Upon Us: Learn About Tax Deductions and How to Write off Your Home Mortgage Interest

February 4, 2015 by Robby Oakes

Much to the chagrin of taxpayers all over the country, the tax-filing season begins in January and runs through April 15 of each year. As the current tax season approaches, it presents an opportunity to help tax-payers clarify their responsibilities and remind them of certain important tax deductions that may be available.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Property Taxes

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

February 3, 2015 by Robby Oakes

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it’s not typically required by your lender.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

What’s Ahead For Mortgage Rates This Week – Feburary 2, 2015

February 2, 2015 by Robby Oakes

Last week’s economic reports included Case-Shiller 10 and 20-City Home Price Index reports for November along with new and pending home sales for December. Freddie Mac reported on average mortgage rates and new jobless claims dipped unexpectedly.

Filed Under: Market Outlook Tagged With: Case Shiller, Freddie Mac, Market Outlook

Homeowner’s Insurance: What’s Covered, What Isn’t and Why You Might Need It

January 30, 2015 by Robby Oakes

Homeowner’s insurance is an incredibly valuable and beneficial policy for homeowners to have, but it is necessary to understand what traditional policies do and do not cover.

Filed Under: Around The Home Tagged With: Around The Home, Home Maintenance, Insurance

Buying a New Home in the City? The Pros and Cons of Buying a Home on a Busy Street

January 29, 2015 by Robby Oakes

Buying a home in the city is a venture that comes with an entire assortment of advantages and disadvantages. While the location might be close in proximity to businesses, services, and other people, it’s easy to worry about the other aspects of city living. What are the great and not-so-great facets of living on a busy street?

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Moving Tips

Case-Shiller: Home Price Growth Slower in November

January 28, 2015 by Robby Oakes

Case-Shiller Home Price Index reports for November indicate that home price growth continues to slow. The 20-City Home Price Index dropped by 0.20 percent to November’s reading of 4.30 percent year-over-year.

Filed Under: Housing Market Tagged With: Case Shiller, Home Prices, Housing Analysis

Three iPhone and Android Apps That Make Managing Your Mortgage Payments Quick and Easy

January 27, 2015 by Robby Oakes

Managing your mortgage payments can be challenging, but there are some incredible apps available for use with Android or iPhone smartphones that can simplify your mortgage management tasks.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Homeowner Tips, Mortgages

What’s Ahead For Mortgage Rates This Week – January 26, 2015

January 26, 2015 by Robby Oakes

Last week’s economic reports included the National Association of Home Builders Wells Fargo Housing Market Index, Housing Starts for December and the FHFA Home Price Index report for November. Freddie Mac and the Department of Commerce released their weekly reports on mortgage rates and new jobless claims.

Filed Under: Market Outlook Tagged With: FHFA, Market Outlook, NAHB

2015 and Kitchen Design: Three Trends That You Need to Be Aware of Before You Renovate

January 23, 2015 by Robby Oakes

Renovating your kitchen is an excellent way to improve its look, increase the value of your home and appeal to a more diverse range of home buyers if you decide to sell. However, a kitchen remodel can easily cost $10,000 to $20,000 or more, which is why you want to make choices that you can live with.

Filed Under: Around The Home Tagged With: Around The Home, Upgrades and Renovations

Three Tips for Reducing Your Closing Costs if You’re Looking Forward To Buying a Home in the Spring

January 22, 2015 by Robby Oakes

Home buying has costs associated with it other than the mortgage itself. Known as closing costs,,these fees are a part of the home buying process and they are due at the time that the mortgage is finalized. Buyers, however, can negotiate these costs and reduce the expense with a little bit of effort and with the help of a good mortgage professional.

Filed Under: Home Mortgage Tips Tagged With: Buying a Home, Closing Costs, Home Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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