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Three Subtle Painting Tricks That Will Make Your Home Look Amazing

January 16, 2015 by Robby Oakes

When it comes to painting the walls of a house, sometimes subtle is best. You want to add design, color, and texture to the walls, but you don’t want it jarring to the eyes. Here are three subtle painting techniques you can try on your home walls.

Filed Under: Around The Home Tagged With: Around The Home, Home Maintenance, Upgrades and Renovations

Budgeting: How to Manage Large Mortgage Payments when Buying a Costly, High-value Home

January 15, 2015 by Robby Oakes

If you are preparing to take on a larger mortgage payment that is reasonably manageable for you, you may do so with greater confidence when you follow a few tips.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

Three Major Mortgage Mistakes Which Are Sure to Increase Your Closing Costs

January 14, 2015 by Robby Oakes

When shopping for a mortgage, it is important to take closing costs into account. Let’s take a look at some major mistakes that could result in borrowers paying more than they need to in closing costs.

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgages

How Low Can They Go: With Mortgage Interest Rates Low, Should You Refinance?

January 13, 2015 by Robby Oakes

Do you have a mortgage? In today’s blog post we’ll explore the topic of mortgage refinancing, including when you should consider refinancing and how to take advantage of low interest rates.

Filed Under: Mortgage Rates Tagged With: Interest Rates, Mortgage Refinancing, Mortgages

What’s Ahead For Mortgage Rates This Week – January 12, 2015

January 12, 2015 by Robby Oakes

Last week’s economic news was dominated by labor reports and FHA’s announcement that it will lower its mortgage insurance premiums in an effort to make homes more affordable for first-time and moderate income home buyers. Mortgage rates fell last week as employment reports showed strengthening job markets.

Filed Under: Market Outlook Tagged With: Freddie Mac, HUD, Market Outlook

Tankless Water Heaters: The Pros and Cons of Going Tankless In Your Home

January 9, 2015 by Robby Oakes

Large water heaters are unsightly appliances that home-sellers would rather hide. Although it’s not always possible to banish these structures, it is possible to replace them with a version that is not as overbearing.

Filed Under: Around The Home Tagged With: Around The Home, Home Maintenance, Upgrades and Renovations

FOMC Minutes: Low Inflation Rates Won’t Delay Rate Hikes

January 8, 2015 by Robby Oakes

The minutes of the Fed’s Federal Open Market Committee (FOMC) indicate that Fed policymakers aren’t concerned about low inflation rates as an obstacle to raising the target federal funds rate.

Filed Under: Market Outlook Tagged With: FOMC, Market Outlook, The Federal Reserve

It’s 2015! Get a Jump on Your Payments with Our Quick Guide to Paying Your Mortgage off Sooner

January 7, 2015 by Robby Oakes

With the start of the New Year, it’s common to set new resolutions. While there are many goals that are worthwhile, paying off your mortgage as soon as possible can significantly improve your financial position and is a great goal to aim for.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

FICO Scores: How Does Your FICO Score Impact Your Mortgage? Let’s Take a Look

January 6, 2015 by Robby Oakes

Most people have heard the term FICO score, but some remain confused as to what it actually is and if it affects them when they try to obtain a mortgage. A few questions can be answered to help people understand how it can affect the amount of interest you pay on your loan.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

What’s Ahead For Mortgage Rates This Week – January 5, 2015

January 5, 2015 by Robby Oakes

Case-Shiller reported that home prices hit their lowest pace in two years. According to the Case-Shiller 20-City Home Price Index for October, home prices fell in 10 cities, rose in eight cities and were unchanged in two cities. In other news, pending home sales increased and weekly jobless claims rose.

Filed Under: Market Outlook Tagged With: Case Shiller, Market Outlook, National Assoication of Realtors

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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