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What’s Ahead For Mortgage Rates This Week – May 12, 2014

May 12, 2014 by Robby Oakes

Results from a Federal Reserve survey of senior bank loan officers indicated that lenders have held the line on prime lending standards and have raised standards for sub-prime and non-traditional home loans.

Filed Under: Uncategorized Tagged With: Consumer Price Index, Federal Reserve, Mortgage Rates

Vegetable Garden 101: Get The Kids Started On A Veggie Patch Project Today

May 9, 2014 by Robby Oakes

Thinking about ways to engage your children in gardening and educational opportunities outside of the classroom?

Filed Under: Uncategorized Tagged With: Around The Home, Homeowner Tips, Vegetable Garden

The Magic Number: Does Your Credit Score Need To Be Above 800 To Apply For A Mortgage?

May 8, 2014 by Robby Oakes

Since the process of getting approved for a mortgage is heavily dependent on credit history and that three-digit credit score that reflects reliability as a borrower, you should always put forth practices to keep that number healthy and growing.

Filed Under: Uncategorized Tagged With: credit, Mortgage, Real Estate Tips

Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?

May 7, 2014 by Robby Oakes

Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.

Filed Under: Uncategorized Tagged With: Home Buying, Mortgage, Real Estate

How Will A Short Sale Affect Your Ability To Buy Another House In The Future?

May 6, 2014 by Robby Oakes

If you’ve considered or experienced a short sale, one of the biggest concerns you may have is how it will impact your ability to purchase another property in the future.

Filed Under: Uncategorized Tagged With: Home Buying, Real Estate, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – May 5, 2014

May 5, 2014 by Robby Oakes

Last week’s economic news included several reports related to housing and mortgages. The NAR started the week on a positive note with its Pending Home Sales Index released Monday. Pending home sales in March were higher with an unexpected increase of 3.40 percent over February for an index reading of 97.40.

Filed Under: Uncategorized Tagged With: Housing Analysis, Housing Market, Mortgage Rates

What’s in a Color? Six Paint Colors That Will Affect Your Mood

May 2, 2014 by Robby Oakes

Believe it or not, paint colors can affect your mood. When remodeling your home, the color you use on the walls can end up being just as critical to the thematic consistency of your home as the furniture you use to decorate it.

Filed Under: Uncategorized Tagged With: Around The Home, Home Seller Tips, Homebuyer Tips

FOMC Noted Retail Sales In March Reached Highest Level Since September Of 2012

May 1, 2014 by Robby Oakes

The FOMC of the Federal Reserve released its customary statement after its meeting concluded April 30.

Filed Under: Uncategorized Tagged With: FOMC, Housing Analysis, Housing Market

Warmer Weather Brings In The Buyers, Is There Inventory?

April 30, 2014 by Robby Oakes

After three consecutive months of decline, the S and P Case-Shiller 20-City Composite Index remained nearly unchanged in February. Year-over-year home prices rose by 12.90 percent in February as compared to 13.20 percent in January.

Filed Under: Uncategorized Tagged With: Case Shiller, Housing Analysis, Housing Market

Five Questions You Might Want To Ask Before You Refinance Your Home

April 29, 2014 by Robby Oakes

Refinancing your home might be a great way to save money or tap into the capital needed to pay off large debts.

Filed Under: Uncategorized Tagged With: Home Mortgage Rates, Refinancing, Second Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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