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The 5-Minute Guide To Flood Insurance: What It Is, How It Works, And Whether You Need It

August 1, 2014 by Robby Oakes

Not all homeowners are aware that home insurance policies don’t necessarily cover damage related to a flood, as the risks are too great.

Filed Under: Real Estate Tagged With: Insurance, Real Estate, Real Estate Tips

FOMC Statement: Asset Purchases to end in October, Labor Market Stronger

July 31, 2014 by Robby Oakes

In recent months, investors and economists have speculated on whether or not the Fed would continue tapering its asset purchases under its latest quantitative easing (QE) program, and whether the Fed would raise its target federal funds rate of 0.00 to 0.250 percent.

Filed Under: Market Outlook Tagged With: FOMC, Housing Market, Market Outlook

S P Case-Shiller Home Price Index: May Home Prices Rise

July 30, 2014 by Robby Oakes

May home prices rose in all 20 cities tracked by the S&P Case-Shiller 20 City Home Price Index. This was the second consecutive month in which all cities posted gains.

Filed Under: Mortagage Tips Tagged With: Case Shiller, Mortgage, Price Index

Sellers, Beware: Five Reasons You Might Not Get Top Dollar when You Sell Your Home (And How to Avoid Them)

July 29, 2014 by Robby Oakes

For most people, their home is their largest asset, so they want to maximize that asset by getting top dollar when they sell. Here are a few reasons you might not get top dollar when you sell – and how to avoid them!

Filed Under: Home Seller Tips Tagged With: Home Sales, Maximizing Sale Value, Selling a Home

What’s Ahead For Mortgage Rates This Week – July 28, 2014

July 28, 2014 by Robby Oakes

Last week’s economic news brought several housing-related reports, which indicated varying results in terms of gauging the economic recovery.

Filed Under: Market Outlook Tagged With: FOMC, Mortgage Rates, Mortgage Tips

The 7 Most Unaffordable Cities for Real Estate in the USA (And 3 Affordable Gems!)

July 25, 2014 by Robby Oakes

As prices continue to rise across the board with everything from food to gas, it’s no wonder that real estate prices are high in many cities across the USA.

Filed Under: Real Estate Tips Tagged With: Buying a Home, Home Prices, Real Estate Market Information

Can One Missed Mortgage Payment Affect Your Credit Rating? Yes! Here’s What to Do if You Miss One

July 24, 2014 by Robby Oakes

Most people don’t know whether or not a single missed mortgage payment can have serious consequences for their credit score.

Filed Under: Home Mortgage Tips Tagged With: Credit Rating, Mortgage Financing, Mortgage Loan Information

National Association of REALTORS Existing Home Sales Exceed Projections

July 23, 2014 by Robby Oakes

According to the National Association of REALTORS, existing home sales surpassed both May sales and expectations for June.

Filed Under: Real Estate Tagged With: FHFA, Home Sales, Real Estate

Is Now the Time to Consider a 15-Year Mortgage? Five Reasons to Give the 15Y Another Look

July 22, 2014 by Robby Oakes

A 15-year fixed mortgage is, as its name suggests, a mortgage that’s paid off after 15 years. Since it amortizes fully, after that amount of time you won’t have to pay anything else. This type of mortgage has a lot of benefits, and in this article we’ll share just a few of them.

Filed Under: Home Mortgage Tips Tagged With: 15 Year Mortgage, Mortgage, Mortgage Amortization

What’s Ahead For Mortgage Rates This Week – July 21, 2014

July 21, 2014 by Robby Oakes

Last week’s economic news offered a variety of indications that the economic recovery continues, but some readings missed their expected levels. The Philadelphia and New York branches of the Federal Reserve Bank reported higher than anticipated manufacturing for their respective regions and new jobless claims were lower than expected.

Filed Under: Market Outlook Tagged With: FOMC, Mortgage Rates, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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