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Housing Market Index Shows Builder Confidence Remains Above 50

November 19, 2013 by Robby Oakes Leave a Comment

The National Association of Home Builders released its Housing Market Index for November on Monday. This month’s HMI reading was 54 against expectations of a reading of 55. October’s reading was also 54 after being downwardly revised.

Filed Under: Housing Analysis Tagged With: Housing Analysis,Homebuilder Confidence,Housing Market Index

What’s Ahead For Mortgage Rates This Week – November 18, 2013

November 18, 2013 by Robby Oakes Leave a Comment

The Veterans Day holiday on Monday contributed to a quiet week for economic news. On Wednesday the reading for the federal budget deficit for October fell from September’s reading of -$120 billion to -$92 billion.

Filed Under: Mortgage Rates Tagged With: Housing Analysis,Mortgage Rates,Jobless Claims

5 Great Questions To Ask At An Open House

November 16, 2013 by Robby Oakes Leave a Comment

An open house gives you a great opportunity to look more closely at real estate you might be interested in buying. It also affords you the chance to chat with the owner or real estate agent so you can bring up any issues or hesitations you have with the home.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Open House Tips,Home Seller Questions

How To Be Energy Efficient This Fall

November 15, 2013 by Robby Oakes Leave a Comment

Summer has been over and Fall is really here, temperatures are beginning to drop, and you’re dreading having to turn the heat on for the first time. Firing up the furnace can burn a hole in your pocket, but there’s something you can do about it. Consider these tips to help lower your heating bill.

Filed Under: Around The Home Tagged With: Around The Home,Energy Efficient,Eco- Friendly

Reasons Why You Should Consider Refinancing Your Mortgage

November 14, 2013 by Robby Oakes Leave a Comment

Refinancing a mortgage is a golden opportunity to lock in today’s low interest rate for the next 15 or 30 years. While interest rates now are still low, there’s a good chance they will be heading up in the coming months.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Refinancing Your Mortgage,Homeowner Tips

3 Tips To Sidestep These Common FHA Loan Hang-ups

November 13, 2013 by Robby Oakes Leave a Comment

FHA loans are becoming increasingly popular these days as potential homeowners are not able to qualify for mortgages from traditional lenders. The FHA insures these high-risk loans, in turn allowing borrowers with low down payments and less than perfect credit to purchase homes and bolster the housing market.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,FHA Loans,Home Buyer Tips

5 Reasons You Might Need To Consider Non-Traditional Financing

November 12, 2013 by Robby Oakes 1 Comment

Private Money financing refers to loans collateralized by real estate, where the source of the funds used to close Real Estate transactions come from private investors. The decision by the investors to make a loan is based primarily upon plenty of equity in the real property securing the loan thus reducing the risk of loss.

Filed Under: Personal Finance Tagged With: Personal Finance,Private Mortgage Finance,Private Money Lending

Creative Ways To Recycle Everyday Household Items

November 8, 2013 by Robby Oakes 1 Comment

Every week the trash truck comes to pick up our garbage and unwanted items, which are promptly taken to landfills. Instead of filling landfills and just buying new items to stuff our homes, we can help the earth and recycle everyday household items.

Below are a few fun and creative ideas for recycling things around your home that you might be ready to trash.

Filed Under: Around The Home Tagged With: Around The Home,Recycle Household Items,Homeowner Tips

Factors To Consider When Applying For A Home Mortgage

November 7, 2013 by Robby Oakes Leave a Comment

Owning a home can be a sign of independence and success. It allows you to build up equity and the mortgage interest and property taxes are tax-deductible. What can you do to make a home affordable for you?

Reputable lenders look at a list of criteria to decide how much they’ll loan you.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Homebuyer Tips,Personal Finance

When Should You Shred Your Financial Documents?

November 5, 2013 by Robby Oakes Leave a Comment

How do you know what happens to your documents when you put a piece of paper in the trash? It can be difficult to know who is seeing it and what they are doing with it. It isn’t very common to burn trash anymore; therefore you can be sure that your paper garbage or recycling is likely to pass through several hands on its way to a landfill or recycling center.

Filed Under: Personal Finance Tagged With: Personal Finance,Business Tips,Shredding Documents

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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