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The Low Down On The HUD-1 Settlement Statement

December 10, 2013 by Robby Oakes Leave a Comment

When preparing for a closing on your refinance or home purchase, one of the documents you will be provided with a few days before closing is a HUD-1 Form. This form provides you with valuable information about your loan.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Housing Analysis,HUD 1

What’s Ahead For Mortgage Rates This Week – December 9, 2013

December 9, 2013 by Robby Oakes Leave a Comment

Last week brought several indicators of a strengthening economy. New home sales, private and federal employment and mortgage rates rose.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,Freddie Mac

Ensure Your Fireplace Is Up To Snuff

December 6, 2013 by Robby Oakes Leave a Comment

When it’s cold outside, there’s nothing quite as cozy as curling up on the sofa with a good book in front of a roaring fire. A fireplace evokes the idea of a warm and pleasant atmosphere.

Filed Under: Around The Home Tagged With: Around The Home,Fireplace Maintenance,Winter Home Tips

10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 2

December 5, 2013 by Robby Oakes Leave a Comment

Yesterday you may have read the blog post on questions to ask yourself before applying for a mortgage, well here are 5 additional that you may want to think about before you go into your meeting with your loan officer.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,HUD1,GFE

10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 1

December 4, 2013 by Robby Oakes Leave a Comment

If you are considering applying for a refinance, it is important to understand the mechanics of your mortgage loan. Before you sit down to speak with your loan officer, you should consider preparing a list of questions you feel may need to be answered.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,HUD1,GFE

Case Shiller Price Index Shows A Spike In Home Prices In The West

December 3, 2013 by Robby Oakes Leave a Comment

According to the S&P Case-Shiller 10-and 20-City Housing Market Indices for September, home prices grew at an average of 13.30 percent year-over-year and achieved the highest growth rate for home prices since February 2006.

Filed Under: Housing Analysis Tagged With: Housing Analysis,Mortgage Rates,FHFA,S&P Case-Shiller

What’s Ahead For Mortgage Rates This Week – December 2, 2013

December 2, 2013 by Robby Oakes Leave a Comment

The short holiday week brought a flurry of economic reports last week. Highlights included pending home sales, the S&P Case-Shiller Housing Market Indices and the FHFA home price index. No reports were released on Thursday and Friday in observance of the Thanksgiving holiday.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,Housing Market,Freddie Mac,FHFA,Case Shiller

Quick Tips To Prepare Your Home For The Winter

November 29, 2013 by Robby Oakes Leave a Comment

The calendar has turned and with that we receive less sunlight, colder temperatures, and shorter days ahead, it’s an opportune time to cross those last-minute maintenance items off your homeowner to-do list.

Filed Under: Around The Home Tagged With: Around The Home,Home Maintenance Tips,Seasonal Home Tips

Get The Low Down On Pending And Existing Home Sales This Month

November 26, 2013 by Robby Oakes Leave a Comment

The National Association of REALTORS reported Monday that pending home sales dropped by -0.60 percent in October after falling at a revised rate of -4.60 percent in September.

Filed Under: Housing Analysis Tagged With: Housng Analysis,Exsisting Home Sales,Pending Home Sales

What’s Ahead For Mortgage Rates This Week – November 25, 2013

November 25, 2013 by Robby Oakes Leave a Comment

Last week’s scheduled economic news was varied, but mortgage rates fell and jobless claims were significantly lower than expected. The minutes for last month’s FOMC meeting were released, and confirmed the Federal Reserve’s intention to leave its quantitative easing program unchanged at least for the near term.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,FOMC/ NAHB

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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