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The Pros And Cons Of Making Biweekly Mortgage Payments

December 11, 2013 by Robby Oakes Leave a Comment

Have you ever considered paying off the mortgage on your home in two biweekly payments rather than one monthly payment? It might seem like this wouldn’t make a difference, but the truth is that biweekly payments really do add up more quickly.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Biweekly Mortgage Payment,Home Buying Tips

The Low Down On The HUD-1 Settlement Statement

December 10, 2013 by Robby Oakes Leave a Comment

When preparing for a closing on your refinance or home purchase, one of the documents you will be provided with a few days before closing is a HUD-1 Form. This form provides you with valuable information about your loan.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,Housing Analysis,HUD 1

What’s Ahead For Mortgage Rates This Week – December 9, 2013

December 9, 2013 by Robby Oakes Leave a Comment

Last week brought several indicators of a strengthening economy. New home sales, private and federal employment and mortgage rates rose.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,Freddie Mac

Ensure Your Fireplace Is Up To Snuff

December 6, 2013 by Robby Oakes Leave a Comment

When it’s cold outside, there’s nothing quite as cozy as curling up on the sofa with a good book in front of a roaring fire. A fireplace evokes the idea of a warm and pleasant atmosphere.

Filed Under: Around The Home Tagged With: Around The Home,Fireplace Maintenance,Winter Home Tips

10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 2

December 5, 2013 by Robby Oakes Leave a Comment

Yesterday you may have read the blog post on questions to ask yourself before applying for a mortgage, well here are 5 additional that you may want to think about before you go into your meeting with your loan officer.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,HUD1,GFE

10 Questions You Should Ask Yourself Before Applying For A Mortgage: Part 1

December 4, 2013 by Robby Oakes Leave a Comment

If you are considering applying for a refinance, it is important to understand the mechanics of your mortgage loan. Before you sit down to speak with your loan officer, you should consider preparing a list of questions you feel may need to be answered.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips,HUD1,GFE

Case Shiller Price Index Shows A Spike In Home Prices In The West

December 3, 2013 by Robby Oakes Leave a Comment

According to the S&P Case-Shiller 10-and 20-City Housing Market Indices for September, home prices grew at an average of 13.30 percent year-over-year and achieved the highest growth rate for home prices since February 2006.

Filed Under: Housing Analysis Tagged With: Housing Analysis,Mortgage Rates,FHFA,S&P Case-Shiller

What’s Ahead For Mortgage Rates This Week – December 2, 2013

December 2, 2013 by Robby Oakes Leave a Comment

The short holiday week brought a flurry of economic reports last week. Highlights included pending home sales, the S&P Case-Shiller Housing Market Indices and the FHFA home price index. No reports were released on Thursday and Friday in observance of the Thanksgiving holiday.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,Housing Market,Freddie Mac,FHFA,Case Shiller

Quick Tips To Prepare Your Home For The Winter

November 29, 2013 by Robby Oakes Leave a Comment

The calendar has turned and with that we receive less sunlight, colder temperatures, and shorter days ahead, it’s an opportune time to cross those last-minute maintenance items off your homeowner to-do list.

Filed Under: Around The Home Tagged With: Around The Home,Home Maintenance Tips,Seasonal Home Tips

Get The Low Down On Pending And Existing Home Sales This Month

November 26, 2013 by Robby Oakes Leave a Comment

The National Association of REALTORS reported Monday that pending home sales dropped by -0.60 percent in October after falling at a revised rate of -4.60 percent in September.

Filed Under: Housing Analysis Tagged With: Housng Analysis,Exsisting Home Sales,Pending Home Sales

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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