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What’s Ahead For Mortgage Rates This Week – November 3rd, 2025

November 3, 2025 by Robby Oakes

With the ongoing government shutdown, other major releases have hit a snag, as there is still very limited information for when the shutdown may end. The largest and most impactful releases continuing to move forward are those from third-party sources still publishing data — such as the Consumer Sentiment report — which shows that consumers remain concerned about inflation but have recently grown more optimistic about the labor market.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Comparing Biweekly Payments and Lump Sum Payments to See Which Saves More

October 31, 2025 by Robby Oakes

Homeowners looking to save on interest or shorten their loan term often explore two popular strategies: biweekly payments and lump sum payments. Both can reduce the total interest paid and help you build equity faster, but they work in different ways. Understanding how each method functions can help you decide which fits your financial goals and lifestyle best.

Filed Under: Mortgage Tips Tagged With: Home Ownership, Mortgage Advice, Mortgage Tips

Understanding the Pros and Cons of Using HELOCs to Fund Investments

October 30, 2025 by Robby Oakes

A Home Equity Line of Credit, or HELOC, can be a powerful financial tool. It allows homeowners to borrow against the equity in their property, often at a lower interest rate than other types of credit. Some borrowers use HELOCs to fund investments such as real estate, business ventures, or the stock market. While this strategy can create opportunities, it also carries significant risks that must be carefully weighed.

Filed Under: Real Estate Tips Tagged With: Financial Planning, HELOC, Real Estate Investing

Should You Wait to Buy a Home Until Rates Drop?

October 29, 2025 by Robby Oakes

Many buyers are wondering if now is the right time to purchase a home or if they should wait for mortgage rates to fall. It is a fair question, especially when rates fluctuate and the headlines make it seem like waiting could save thousands. Understanding what affects rates, prices, and long-term value can help you make a confident decision that fits your financial goals.

Filed Under: Home Buying Tips Tagged With: Home Buying Tips, Mortgage Advice, Mortgage Tips

Understanding Mortgages and Inflation and How Borrowers Can Benefit

October 28, 2025 by Robby Oakes

Inflation affects nearly every part of the economy, from grocery prices to the cost of borrowing. For homeowners and buyers, understanding how inflation impacts mortgage rates and payments can be a powerful advantage. While rising prices can feel discouraging, there are strategic ways borrowers can benefit during inflationary periods.

Filed Under: Home Mortgage Tips Tagged With: Financial Planning, Inflation, Mortgages

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Robby Oakes

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Robby Oakes

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How to Lower Payments Without Refinancing

October 24, 2025 by Robby Oakes

Many homeowners want to reduce their monthly mortgage payments but hesitate to refinance. Refinancing can come with closing costs, new loan terms, and time-consuming paperwork. The good news is that there are several ways to lower your payment without refinancing.

Filed Under: Mortgage Tips Tagged With: Homeownership, Mortgage Savings, Mortgage Tips

The Future of Mortgages with Technology Fintech and AI

October 23, 2025 by Robby Oakes

The mortgage industry is evolving faster than ever. Technology, fintech innovation, and artificial intelligence are transforming how borrowers find, qualify for, and manage their home loans. These advancements are making the mortgage process faster, smarter, and more transparent, creating new opportunities for both lenders and buyers.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage Tips, Relocation

How to Buy a Home if You Are Relocating for Work

October 22, 2025 by Robby Oakes

Starting a new job often means a fresh start in a new city. While relocation can be an exciting opportunity, buying a home while juggling a move can feel like a balancing act. Between learning about a new market, coordinating timing, and managing logistics, the process requires careful planning and trusted guidance.

Filed Under: Mortgage Tips Tagged With: Home Buying, Mortgage Tips, Relocation

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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