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The Do’s And Dont’s Of Making Your Offer More Competitive

March 9, 2023 by Robby Oakes

Today, the housing market is more competitive than it has ever been in the past. You may have your eyes on your dream home, but how can you make it stand out from the crowd?

Filed Under: Mortgage Tagged With: New Home, Offer, Real Estate

Manage These 3 Items Before Applying For A Mortgage

March 8, 2023 by Robby Oakes

GMortgage lenders weigh the risk of getting their principal and interest paid back by looking at the qualities of the prospective borrrower. And due to the amount of money being requested and lent to purchase homes, those requirements can become daunting.

Filed Under: Mortgage Tagged With: Buyer, Home Financing, Mortgage

Short-Term Vacation Rentals: What To Know

March 7, 2023 by Robby Oakes

If you are interested in purchasing a rental property, you might want a short-term rental that you can use as a vacation home. This can be a great way to generate some additional income, and you might be able to make thousands of dollars every week if you purchase a property in the right location. On the other hand, there are several important factors you need to consider before you purchase a rental property.

Filed Under: Mortgage Tagged With: Investing, Mortgage, Rental Investment

What’s Ahead For Mortgage Rates This Week – March 6, 2023

March 6, 2023 by Robby Oakes

Last week’s economic reporting included readings from S&P Case-Shiller home price indices, data on pending home sales, and weekly readings on mortgage rates and jobless claims.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What Are The Benefits And Drawbacks Of Putting 20 Percent Down On A Home Purchase?

March 3, 2023 by Robby Oakes

Several generations ago, lenders required home buyers to have a 20 percent down payment in order to get a mortgage. While there were a few options out there for people who couldn’t save this substantial amount, the reality was that for the majority of people, the 20 percent down was a requirement.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Piggyback Loan

S&P Case-Shiller: December Home Price Growth Slows

March 2, 2023 by Robby Oakes

Home price growth slowed in December according to the S&P Case-Shiller 20-City Home Price Index. Year-over-year home prices rose by 4.6 percent in December as compared to November’s reading of 6.8 percent growth. Rising mortgage rates caused home prices to dip as potential buyers delayed home purchases and demand for homes fell.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Home Prices

The Top Benefits Of A Single Close Construction Loan

March 1, 2023 by Robby Oakes

If you are thinking about building your own home, you might be wondering how construction loans work. There are plenty of options available, but one of the most popular choices is a single-close construction loan.

Filed Under: Mortgage Tagged With: Construction Loan, Interest Rates, Mortgage

Moving From An Apartment To A House? Here’s What You Need To Remember About Your Lease

February 28, 2023 by Robby Oakes

The major problem that the vast majority of buyers will run into – especially when purchasing their first home – has to do with a lease agreement that is still active with their apartment complex at the time of the purchase.

Filed Under: Mortgage Tagged With: Landlord, Mortgage, Tenant

What’s Ahead For Mortgage Rates This Week – February 27, 2023

February 27, 2023 by Robby Oakes

Last week’s economic reporting included readings on sales of previously-owned homes, the minutes of the Federal Reserve’s most recent Federal Open Market Committee meeting, and weekly readings on average mortgage rates and jobless claims.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

The Top Reasons To Stop Renting And Buy Today

February 24, 2023 by Robby Oakes

Buying a house can be expensive, and it can take a long time to save up money for a down payment; however, it might be time for you to stop renting and buy your own place. What are some of the top reasons why it might be time to put down some roots?

Filed Under: Mortgage Tagged With: Mortgage, New Home

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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