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What’s Ahead For Mortgage Rates This Week – September 15th, 2025

September 15, 2025 by Robby Oakes

Both the CPI and PPI came in precisely within expectations. Under the current circumstances, there is now a very high probability that the Federal Reserve will implement a quarter-point rate cut, a view widely shared by industry analysts. There is also a strong possibility of another cut to follow.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Strategies to Save on Your Mortgage in a Rising Rate Environment

September 12, 2025 by Robby Oakes

When interest rates climb, homeowners and buyers alike often feel pressure on their monthly budgets. Fortunately, there are strategies that can help you save money and manage your mortgage more effectively even in a rising rate environment. By making thoughtful adjustments and using available tools, you can still work toward long term financial security.

Filed Under: Mortgage Tips Tagged With: Mortgage Savings, Mortgage Tips, Rising Rates

5 Key Steps in the Mortgage Underwriting Process

September 11, 2025 by Robby Oakes

Buying a home can be exciting, but it can also feel overwhelming. Understanding the mortgage underwriting process can make things a lot smoother!

Filed Under: Mortgage Tagged With: Home Loans, Mortgages, Underwriting

Understanding the Temporary Rate Reduction Mortgage

September 10, 2025 by Robby Oakes

Buying a home is exciting, but the thought of monthly mortgage payments can feel overwhelming, especially for first-time buyers. One strategy to ease the financial burden is a temporary rate reduction. This type of mortgage allows borrowers to pay a lower interest rate for the first two years of the loan before it returns to the original fixed rate.

Filed Under: Mortgage Tips Tagged With: Financial Planning, Mortgage Tips, Temporary Rate Reduction

Why Credit Monitoring Matters During the Mortgage Process

September 9, 2025 by Robby Oakes

Buying a home is one of the most significant financial decisions you will make. While it is exciting to pick out your dream home, the mortgage process can be complex and stressful. One critical factor that can make or break your journey is your credit. Credit monitoring gives you the insight and control you need to stay on track.

Filed Under: Mortgage Tips Tagged With: Credit Monitoring, Mortgage Process, Mortgage Tips

What’s Ahead For Mortgage Rates This Week – September 8th, 2025

September 8, 2025 by Robby Oakes

The release of major inflation data has once again arrived with the Consumer Price Index and the Producer Price Index, offering insight into the current state of the economy. Based on recent statements from the Federal Reserve, there is considerable speculation that rate cuts may occur regardless of the trajectory of inflation.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Mortgages in a Rising Rate Environment: Strategies to Save

September 5, 2025 by Robby Oakes

When interest rates begin to climb, many buyers feel uncertain about whether it is the right time to purchase a home. Higher rates can impact affordability and monthly payments, but that does not mean homeownership is out of reach. With the right strategies and preparation, you can still secure a mortgage that fits your budget and long-term goals.

Filed Under: Mortgage Tips Tagged With: Financial Planniing, Mortgage Tips, Rising Rates

How Cryptocurrency and Digital Assets Are Affecting Mortgage Approval

September 4, 2025 by Robby Oakes

The rise of cryptocurrency and digital assets has transformed the way many people invest and build wealth. As more buyers hold Bitcoin, Ethereum, and other digital currencies, the question of how these assets impact mortgage approval has become more common. While lenders are beginning to recognize cryptocurrency, it is still a developing area that requires careful planning.

Filed Under: Mortgage Tips Tagged With: Digital Assets, Mortgage Approval, Real Estate Tips

Mortgages for Newlyweds, Combining Finances and Buying Your First Home

September 3, 2025 by Robby Oakes

Starting your life together as a married couple is an exciting season filled with new milestones. One of the biggest decisions many newlyweds face is whether to buy a home together. While combining households and finances can feel overwhelming, taking time to understand how mortgages work and planning together can set you up for long-term success.

Filed Under: Mortgage Tips Tagged With: First Home Together, Home Buying Tips, Newlyweds and Homeownership

What’s Ahead For Mortgage Rates This Week – September 2nd 2025

September 2, 2025 by Robby Oakes

With the release of the PCE Index, inflation has shown to still be creeping upwards but there is significant speculation that the Federal Reserve will continue with their interest rate cut in the future. Meanwhile, the Consumer Sentiment report has been growing pessimistic amidst the job market, which has been shown to be in a pattern of cooling down.

This is offset by the strong growth by the GDP estimates for the second quarter, as it was initially predicted the tariff changes would have a significant impact on the GDP estimates, but the impact has been less prominent than expected.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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