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Refinancing A Mortgage: How Does This Work?

October 21, 2022 by Robby Oakes

If your financial situation has changed, you might be interested in refinancing your mortgage. In general, refinancing means that you will replace your current mortgage with a new one.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Refinance

What To Know About Flood Insurance

October 20, 2022 by Robby Oakes

Flooding can happen in any location at any time. Even though many people associate floods with coastal properties, flooding can take place inland as well

Filed Under: Mortgage Tips Tagged With: Flood, Flood Insurance, Insurance

The Top Tips To Get Your Offer Accepted

October 19, 2022 by Robby Oakes

The housing market today is very competitive, and you might be wondering how you can get your offer accepted. If the seller has multiple offers on the table, it can be a bit of a challenge.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, New Home, Purchase Offer

What’s Ahead For Mortgage Rates This Week – October 17, 2022

October 17, 2022 by Robby Oakes

Last week’s economic reporting included readings on month-to-month and year-over-year inflation and the minutes of the most recent meeting of the Federal Reserve’s Federal Open Market Committee. The University of Michigan published its preliminary consumer sentiment reading and weekly reports on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

A Non-QM Mortgage: What Does This Mean?

October 14, 2022 by Robby Oakes

If you are interested in purchasing a house, you need to review all of the offers available. The vast majority of loan officers are going to talk about something called qualifying mortgages, which is usually shortened to QM.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM, Self Employed

Finding The Best Mortgage Deal: What To Do

October 13, 2022 by Robby Oakes

You have worked hard for your money, and you probably want to save as much of it as you possibly can. That means you need to find the best possible mortgage deal you can.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Fees, Mortgage Rates

How to Use a Mortgage to Buy a Home After Going Through a Bankruptcy

October 12, 2022 by Robby Oakes

While it is sometimes the best option to get your finances repaired, the bankruptcy and following discharge period can be tough. However, while it may delay things for a couple of years, the good news is that even a bankruptcy won’t stop you from borrowing a mortgage to buy a home. In today’s article, we will share some insight into how you can get a mortgage loan after going through bankruptcy.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

October 11, 2022 by Robby Oakes

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you’ve had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let’s explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

What’s Ahead For Mortgage Rates This Week – October 10, 2022

October 10, 2022 by Robby Oakes

Last week’s economic reporting included readings on construction spending, public and private sector job growth, and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Current Servicemember or Veteran? 4 Reasons Why a VA Home Loan Is an Excellent Choice

October 7, 2022 by Robby Oakes

Are you current or former member of the US military service who is looking to buy a new home? If so, you will be pleased to know that there are some special mortgage programs that are open to you. Let’s take a look at five reasons why a mortgage backed by the Department of Veterans Affairs is an excellent choice when buying your new home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, VA Loans

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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