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What Are Conditional Approvals?

October 6, 2022 by Robby Oakes

As you take a look at potential houses for sale, what does it mean if you see a house with a conditional approval? Does that mean you can swoop in and purchase the house with a better offer? Even though a conditional approval doesn’t mean that the sale is guaranteed to go through, it does mean that an agreement is in place.

Filed Under: Mortgage Tagged With: Conditional Approval, Mortgage, Mortgage Tips

Using Your Equity To Buy Another House: What To Consider

October 5, 2022 by Robby Oakes

Buying a home is a dream that many people want to make come true. At the same time, many people dream of buying a second home. Perhaps you are looking for a rental property. Maybe you are looking for a vacation home. Regardless, you might be wondering how you can come up with the necessary cash to finance this dream. You might even be thinking about tapping into the equity in your current home to make that happen. It could be your down payment for your second house, but what do you need to know?

Filed Under: Mortgage Tagged With: Equity, Mortgage, New Home

How Your Home Equity Can Help You Reach Your Retirement Goals

October 4, 2022 by Robby Oakes

If you plan on retiring soon, you are probably looking at a few options that can get you over the hump. You are probably excited to start a new phase of life. With a record number of people closing in on their retirement age, many are starting to assess their resources to make sure they have enough money to last them for the rest of their lives.

Filed Under: Mortgage Tagged With: Equity, Mortgage, Retirement

DIY Home Projects: Creating a Study Space That Will Help Your Children Stay Focused

September 30, 2022 by Robby Oakes

If you’re a parent of school-aged children, you’ve likely been concerned with their study habits at some point. Sitting down in front of the television or at the dinner table to crack open the books is going to be less efficient than doing so in a quieter, more productive work space. Let’s explore how to create a study space that will help keep your children focused and on task.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Case-Shiller Home Price Indices: Home Price Growth Slows in July

September 29, 2022 by Robby Oakes

The S&P Case-Shiller Home Price Indices for July showed a sharp slowing in home price growth from June to July. National home price growth slowed from June’s reading of 18.7 percent year-over-year growth to 16.10 percent home price growth in July. This reading translated to an 0.20 percent loss in month-to-month home price growth.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

Speed up Your Mortgage Closing Process With This Handy Four-step Guide

September 28, 2022 by Robby Oakes

Are you in the market for a new house or apartment? If you are financing the purchase by taking out a mortgage, you’ll want to know how to make this transaction run as smooth as possible. In today’s article, we’ll share a quick four-step guide to speeding up the mortgage closing process.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

How Can You Invest in Real Estate?

September 27, 2022 by Robby Oakes

Many people believe that investing in real estate is something reserved only for the super-wealthy. In reality, this is not the case. Investing in real estate is a smart idea because property can generate a consistent cash stream while providing significant capital appreciation combined with tax breaks. There are multiple ways to invest in real estate, and no single path is better than the others

Filed Under: Mortgage Tagged With: Investing, Mortgage, Real Estate Finance Tips

What’s Ahead For Mortgage Rates This Week – September 26, 2022

September 26, 2022 by Robby Oakes

The Federal Reserve released its scheduled monetary policy statement and gave a press conference with Fed Chair Jerome Powell. Weekly readings on mortgage rates and jobless claims were also published.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

What is a Reverse Mortgage and How Does It Work?

September 23, 2022 by Robby Oakes

In today’s blog post we’ll explore reverse mortgage loans, explaining how they work and whether or not you’re qualified to receive one.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

Saving for a Mortgage Down Payment? 4 Tips That Will Help You Get There Faster

September 22, 2022 by Robby Oakes

For most people, the idea of saving more money each month is enough of a burden without having to think about investing in a home. A down payment, however, will require a lot more saving know-how and a lot more in liquid assets in order to be able to buy. If you’re trying to find ways to save a bit more each month, here are some sure-fire tips for raising the extra funds.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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