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3 Reasons Why Your First Home Should Be a Spacious One

November 1, 2022 by Robby Oakes

Buying a home for the first time? One of the key considerations you’ll need to make is just how much ‘house’ you want to buy. While going minimal might seem like a good idea to save on costs, having a smaller living space can end up cramping your lifestyle in many ways. Let’s take a look at three great reasons why your first home should be roomy, spacious and luxurious.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – October 31, 2022

October 31, 2022 by Robby Oakes

Last week’s economic news included readings on home prices from S&P Case-Shiller home price indices along with sales of new homes and federal government data on inflation. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Market Outlook

S&P Case-Shiller Home Price Indices: U.S. Home Price Growth Slows in August

October 28, 2022 by Robby Oakes

U.S home price growth slowed for the second consecutive month in August according to S&P Case-Shiller’s national home price index. National home price growth fell by -9.8 percent year-over-year as compared to July’s year-over-year reading of -5.3 percent. Home price growth slowed by -1.1 percent month-to-month from July to August.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

What Do You Need To Know About Home Improvement Loans?

October 27, 2022 by Robby Oakes

Do you want to make some improvements to your house? A home improvement is a great way to make your home more functional, and it could also add value to your home. At the same time, performing a home improvement project can be expensive, and that is where a home improvement loan can be helpful. What do you need to know about them?

Filed Under: Mortgage Tagged With: HELOC, Home Improvements, Mortgage

Amortization: What You Need To Know About How Your Loan Is Paid Off

October 26, 2022 by Robby Oakes

This is called an amortization schedule, and it is typically designed in such a way that your last payment pays off your loan down to the penny. How does this impact the life of your loan?

Filed Under: Mortgage Tagged With: Amortization, Loan Payment, Mortgage

What Do First-Time Homebuyers Need To Know?

October 25, 2022 by Robby Oakes

If you are purchasing a house for the first time, you are probably excited to imagine what your life might look like in a bunch of different houses. At the same time, the process can be a bit overwhelming.

Filed Under: Mortgage Tips Tagged With: First Time Buyer, Mortgage, New Home

What’s Ahead For Mortgage Rates This Week – October 24, 2022

October 24, 2022 by Robby Oakes

Last week’s economic reporting included readings from the National Association of Home Builders on national and regional U.S. housing markets. The National Association of Realtors(R) reported on sales of previously-owned homes, and the Commerce Department released readings on building permits issued and housing starts. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

Refinancing A Mortgage: How Does This Work?

October 21, 2022 by Robby Oakes

If your financial situation has changed, you might be interested in refinancing your mortgage. In general, refinancing means that you will replace your current mortgage with a new one.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Refinance

What To Know About Flood Insurance

October 20, 2022 by Robby Oakes

Flooding can happen in any location at any time. Even though many people associate floods with coastal properties, flooding can take place inland as well

Filed Under: Mortgage Tips Tagged With: Flood, Flood Insurance, Insurance

The Top Tips To Get Your Offer Accepted

October 19, 2022 by Robby Oakes

The housing market today is very competitive, and you might be wondering how you can get your offer accepted. If the seller has multiple offers on the table, it can be a bit of a challenge.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, New Home, Purchase Offer

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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