Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us

Should You Buy Mortgage Points?

September 7, 2022 by Robby Oakes

When you take out a home loan, you might have the option to purchase mortgage points. Essentially, this is money that you pay to the lender upfront in exchange for getting a lower interest rate over the life of the loan. If you got a great deal on the house, you might have some extra cash on hand. Should you use that money to buy down the interest rate? This is a math problem that you need to calculate for yourself.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Mortgage Points

What’s Ahead For Mortgage Rates This Week – September 6, 2022

September 6, 2022 by Robby Oakes

Last week’s economic reporting included readings on home price growth, federal data on public and private sector job growth, the national unemployment rate, and data on consumer sentiment. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

September 2, 2022 by Robby Oakes

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren’t necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it’s the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you’re looking to improve your understanding and your finances, here’s what you need to know about small mistakes and your FICO score.

Filed Under: Home Mortgage Tips Tagged With: Credit Score, Mortgage, Mortgage Applications

Consider A Home Renovation Loan To Navigate A Challenging Housing Market

September 1, 2022 by Robby Oakes

Today, there are many people who are having a difficult time purchasing a house. Even though interest rates have gone up, sales are still happening quickly. Therefore, it can be difficult for people to qualify for a mortgage, purchase a house, and get to the closing table before the property is sold.

Filed Under: Mortgage Tagged With: Mortgage, New Home, Renovation Loan

Expenses To Consider When Buying A Home

August 31, 2022 by Robby Oakes

When you are in the process of buying a home, it can be intimidating to take a look at so many factors. A home has a big price tag, and you need to make sure that you budget accordingly.

Filed Under: Mortgage Tagged With: Expenses, Mortgage, New Home

The Different Foundation Options For Your House

August 30, 2022 by Robby Oakes

Are you thinking about purchasing a home in the near future? Or, are you thinking about building one? If so, you must think carefully about the foundation of the home. It is responsible for supporting the rest of the structure, so you need to find the right foundation to meet your needs. What are a few of the top options available?

Filed Under: Real Estate Tagged With: Crawl Space, Foundation, New Home

What’s Ahead For Mortgage Rates This Week – August 29, 2022

August 29, 2022 by Robby Oakes

Weekly readings on mortgage rates and jobless claims were also published along with the University of Michigan’s final monthly and year-over-year readings on consumer sentiment.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

The Importance Of Pre-Approval During The Homebuying Process

August 26, 2022 by Robby Oakes

If you want to buy a home in the near future, you are probably aware of just how competitive the housing market is. You need to put yourself in the best position possible to be successful by getting pre-approved for a home loan.

Filed Under: Mortgage Tagged With: Housing Market, Mortgage, Pre-Approval

Winter’s Coming: Learn How to Prepare Your Plants, Trees and Other Landscaping

August 25, 2022 by Robby Oakes

From the approaching holiday season to the New Year, there are a lot of things to prepare for when it comes to the winter. If you’re wondering how to ready your trees, your plants and your yard, here are some tips for saving your vegetation until the springtime.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Expecting Children: How to Quickly Move into a Larger Home Before a Baby Arrives

August 24, 2022 by Robby Oakes

Life moves pretty fast sometimes and many couples find themselves expecting children before they have begun to look for the next home. This shouldn’t be a problem, as moving into a larger home before the baby arrives can be a lot easier than it appears.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Moving Tips

  • « Previous Page
  • 1
  • …
  • 64
  • 65
  • 66
  • 67
  • 68
  • …
  • 262
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2025 · Powered by MySMARTblog

Copyright © 2025 · Genesis Sample Theme on Genesis Framework · WordPress · Log in