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Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score

November 10, 2022 by Robby Oakes

With the new year right around the corner, that leaves you with precious little time to get your finances in order. Let’s explore a few tips that will help you get a jump on improving your credit score before the end of the year.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

How Can You Increase The Safety And Functionality Of Your Home?

November 9, 2022 by Robby Oakes

What do you need to do if you want to improve the safety and functionality of your home? You may not think that your home has a lot of safety hazards, but you might be surprised at how many people get hurt at home every year. Particularly if you have older people in your home, or if you have people in your house with disabilities, you need to pay close attention to your safety and functionality. What are a few tips you should keep in mind?

Filed Under: Mortgage Tagged With: Lighting, Mortgage, Safety

Closing Costs And A Cash Sale: Who Pays?

November 8, 2022 by Robby Oakes

There are some people who are able to pay cash for a home. Typically, these are individuals who are selling an existing property that has gone up in value. Now, all of a sudden, they have a lot of extra money they can spend on a house. If you can pay cash for a home, you have a lot of extra negotiating power. When it is time to complete the sale, who pays?

Filed Under: Mortgage Tagged With: Cash Sale, Closing Costs, Mortgage

What’s Ahead For Mortgage Rates This Week – November 7, 2022

November 7, 2022 by Robby Oakes

Last week’s economic reporting included the Federal Reserve’s statement on its target interest rate range and Fed Chair Jerome Powell’s regularly-scheduled press conference. Data on construction spending and public and private-sector jobs was published along with weekly reports on mortgage rates and jobless claims.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Taking Out a Mortgage for the First Time? Learn Why a Condo Might Be a Great First Home

November 4, 2022 by Robby Oakes

Are you starting to tire of paying your monthly rent to someone and never building any equity? Renting forever can be a significant pain, especially as you’re contributing to someone else’s financial well-being. The good news is that there are affordable real estate options out there for those investing in their first home. Below we will share a few excellent reasons why an apartment or condo might be the best choice for a first-time home buyer.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

The Top Reasons To Pay Off Your Mortgage Before You Retire

November 3, 2022 by Robby Oakes

As you get closer to your retirement age, you should try to discharge as much of your debt as possible. Unfortunately, many people close to the age of retirement still have a significant mortgage balance they need to pay off. What are some of the top reasons why you should pay off your mortgage before you retire?

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Retirement

Downsizing? Here’s What You Can Expect When You Move From a House to a Condo

November 2, 2022 by Robby Oakes

Whether the kids have moved out or you just aren’t using the extra bedrooms, having a house that feels ‘too big’ is rarely fun. In today’s post, we will share a few changes you can expect when you downsize from a large house to a smaller apartment or condo.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

3 Reasons Why Your First Home Should Be a Spacious One

November 1, 2022 by Robby Oakes

Buying a home for the first time? One of the key considerations you’ll need to make is just how much ‘house’ you want to buy. While going minimal might seem like a good idea to save on costs, having a smaller living space can end up cramping your lifestyle in many ways. Let’s take a look at three great reasons why your first home should be roomy, spacious and luxurious.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – October 31, 2022

October 31, 2022 by Robby Oakes

Last week’s economic news included readings on home prices from S&P Case-Shiller home price indices along with sales of new homes and federal government data on inflation. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Market Outlook

S&P Case-Shiller Home Price Indices: U.S. Home Price Growth Slows in August

October 28, 2022 by Robby Oakes

U.S home price growth slowed for the second consecutive month in August according to S&P Case-Shiller’s national home price index. National home price growth fell by -9.8 percent year-over-year as compared to July’s year-over-year reading of -5.3 percent. Home price growth slowed by -1.1 percent month-to-month from July to August.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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