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3 Ways To Avoid Mortgage Insurance

October 25, 2019 by Robby Oakes

When you are buying a home, you may run into a number of hurdles to complete the purchase. One of the items that you may be asked to purchase is called private mortgage insurance, often shortened to PMI. This is a unique insurance policy that your lender, such as the credit union or bank, may ask you to buy in order to protect themselves. In this insurance policy, the bank protects themselves against losing money if you end up defaulting on your loan.

Filed Under: Mortgage Tagged With: Insurance, Mortgage, PMI

Ways to Stay Safe During the Holidays

October 24, 2019 by Robby Oakes

The arrival of fall, with cooler temperatures followed by a season of holiday celebrations, means getting cozy at home, spending more time cooking and enjoying friends and family in front of a blazing fire, and lighting up your home for a series of holidays. Sadly, though, it is also a time that carries a higher risk of property losses due to fire and accidental injuries.

Filed Under: Real Estate Tagged With: Real Estate, Winter Safety, Winterize

Real Estate Tips for a First-Time Home Seller

October 23, 2019 by Robby Oakes

Many homeowners don’t think about what it takes to successfully sell a home until they make the decision to purchase a new home. It makes sense to consider the best ways to improve your home sales appeal early if you think you might consider selling at any time in the future.

Filed Under: Real Estate Tagged With: Home Staging, Listing Agent, Real Estate

4 Easy Ways to Make the Most of Your Outdoor Living Space

October 22, 2019 by Robby Oakes

If you want to maximize your outdoor living areas, the ideas below will help you do so. Backyards are seldom used to their full potential. No matter how large or small your yard is, a makeover can create cozy sitting areas and larger spaces that are perfect for entertaining.

Filed Under: Real Estate Tagged With: Home Improvement, Outdoor Updates, Real Estate

What’s Ahead For Mortgage Rates This Week – October 21st, 2019

October 21, 2019 by Robby Oakes

Last week’s economic reports included readings from the National Association of Home Builders on builder confidence in housing market conditions, Commerce Department readings on housing starts and building permits issued.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

How To Get Your Free Annual Credit Report And Why You Need It

October 18, 2019 by Robby Oakes

Your credit report influences whether or not you’ll qualify for a mortgage and what kind of interest you’ll pay on that loan. This isn’t something you can safely ignore. Smart homebuyers understand the importance of monitoring credit scores and credit reports. Here is some information about how to get your credit report.

Filed Under: Mortgage Tagged With: Credit Report, Credit Score, Mortgage

Pros and Cons of Replacing Your Roof Before a Listing

October 17, 2019 by Robby Oakes

You might be wondering whether to replace your roof before listing your property. Most reputable real estate agents will advise you only to do so if your current roof isn’t likely to pass inspection or if replacing it will significantly raise the value of your home.

Filed Under: Real Estate Tagged With: Home Improvement, Home Repairs, Real Estate

What Exactly Is Private Mortgage Insurance (PMI)?

October 16, 2019 by Robby Oakes

PMI, which is also called private mortgage insurance, is protect that the lender may ask the buyer to purchase. In the event that the buyer defaults on their home loan and the home enters foreclosure, the lender has a way to recoup their losses.

Filed Under: Mortgage Tagged With: Financing Options, Insurance, Mortgage

What’s Ahead For Mortgage Rates This Week – October 15th, 2019

October 15, 2019 by Robby Oakes

Last week’s economic releases included readings on inflation, an essay from Dallas Federal Reserve President Robert Kaplan and the monthly consumer sentiment index. Weekly reports on mortgage rates and new jobless claims were also released.

Filed Under: Financial Reports Tagged With: Federal Funds Rate, Financial Reports, Mortgage Rates

3 DIY Home Improvement Projects You Can Complete Before Thanksgiving

October 11, 2019 by Robby Oakes

It’s the time of year when many people are making their holiday plans: booking travel, making shopping lists, and getting their home ready for guests. Hiring a house cleaner, having the carpets steamed, and buying new furniture ahead of the holiday season are all common, but what about completely updating a room (or two)?

Filed Under: Real Estate Tagged With: Home Decor, Home Improvement, Real Estate

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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