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Avoid These Costly Mortgage Mistakes

February 11, 2025 by Robby Oakes

Buying a home is one of the biggest financial decisions you’ll ever make. While it’s an exciting milestone, the mortgage process can be complex, and simple mistakes can cost you thousands of dollars or even derail your homeownership dreams.

Filed Under: Home Mortgage Tips Tagged With: First Time Buyer, Home Buying, Mortgage Tips

Ensure a Stress-Free Home Purchase with These Gift Fund Tips

February 6, 2025 by Robby Oakes

Imagine you are about to purchase your dream home, and a generous financial gift from family or friends is making it possible. It’s a moment to celebrate! But did you know that mishandling gift funds can lead to delays, added stress, or even jeopardize your loan approval?

Filed Under: Home Mortgage Tips Tagged With: Gift Funds, Home Buying Tips, Mortgage Advice

What’s the Difference Between a Second Mortgage and a Home Equity Loan?

February 5, 2025 by Robby Oakes

If you’ve been diligently paying down your mortgage, you’ve likely built up a valuable asset: home equity. This financial resource can be a game-changer, offering opportunities to fund major expenses, consolidate debt, or tackle unexpected financial challenges.

Filed Under: Home Mortgage Tips Tagged With: HELOC, Home Equity Loan, Second Mortgage

What to Do If Interest Rates Drop After Getting a Mortgage

January 28, 2025 by Robby Oakes

When securing a mortgage, buyers aim to lock in the best possible interest rate. But what if interest rates fall after you’ve closed on your loan? Are you stuck with your current rate?

Filed Under: Home Mortgage Tips Tagged With: Lower Interest Rates, Mortgage Tips, Refinance Options

How Can You Prepare Your Finances for a Mortgage?

January 22, 2025 by Robby Oakes

Dreaming of owning a home? Preparing your finances for a mortgage is key to making that dream a reality. Here’s how to get started:

Filed Under: Home Mortgage Tips Tagged With: Financial Planning, Home Buying Journey, Mortgage Tips

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Robby Oakes


Robby Oakes

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NMLS# 91606

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