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What to Do If Interest Rates Drop After Getting a Mortgage

January 28, 2025 by Robby Oakes

When securing a mortgage, buyers aim to lock in the best possible interest rate. But what if interest rates fall after you’ve closed on your loan? Are you stuck with your current rate?

Filed Under: Home Mortgage Tips Tagged With: Lower Interest Rates, Mortgage Tips, Refinance Options

How Can You Prepare Your Finances for a Mortgage?

January 22, 2025 by Robby Oakes

Dreaming of owning a home? Preparing your finances for a mortgage is key to making that dream a reality. Here’s how to get started:

Filed Under: Home Mortgage Tips Tagged With: Financial Planning, Home Buying Journey, Mortgage Tips

Path to Homeownership With FHA Loans

January 16, 2025 by Robby Oakes

For many potential homeowners, the dream of buying a house can feel out of reach, especially when saving for a large down payment or dealing with credit challenges. That’s where FHA loans come in. Backed by the Federal Housing Administration, these loans have become a go-to option for first-time homebuyers and others looking for accessible and flexible financing options.

Filed Under: Home Mortgage Tips Tagged With: FHA Loans, Loan Options, Mortgage Advice

Understanding Loan Estimates for Smarter Home Financing

January 15, 2025 by Robby Oakes

When you begin the exciting journey toward homeownership, understanding the financial aspects is vital. A key document in this process is the Loan Estimate. Provided by lenders when you apply for a mortgage, the Loan Estimate is your guide to deciphering the terms of your loan.

Filed Under: Home Mortgage Tips Tagged With: Home Financing, Loan Estimate, Mortgage Tips

Differences Between a Mortgage Broker vs. Mortgage Originator

January 14, 2025 by Robby Oakes

When you’re in the market for a home loan, you’ll likely come across terms like “mortgage broker” and “mortgage originator.” While these professionals play critical roles in helping you secure financing, their responsibilities and how they serve you differ significantly.

Filed Under: Home Mortgage Tips Tagged With: Home Loans, Mortgage 101, Mortgage Broker VS Mortgage Originator

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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