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Understanding the ‘Qualified Mortgage’ or QM and Why It’s Important to New Home Buyers

July 1, 2014 by Robby Oakes

Are you shopping for a home or a new mortgage? If you are interested in finding the best possible financial product, it is important to consider the benefits of selecting a Qualified Mortgage.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Loan Information, Mortgages, Qualified Mortgage

Starting to Shop for a Mortgage? How to Assess Your ‘Debt-to-Income Ratio’ and Why This Number Matters

June 25, 2014 by Robby Oakes

For those who are looking to get a mortgage, the most important factor for having a mortgage application approved is the debt-to-income ratio of the borrower.

Filed Under: Home Mortgage Tips Tagged With: Debt To Income Ratio, Mortgage Financing, Mortgage Loan Information

The FHA Hawk Program for New Homebuyers is Coming: Here’s How It Affects Your Mortgage Insurance Premiums

June 24, 2014 by Robby Oakes

The FHA offers many new programs and incentives for new homebuyers to take advantage of so that they can be part of the effort to ease the credit crisis.

Filed Under: Home Mortgage Tips Tagged With: FHA Hawk Program, Mortgage, Mortgage Insurance

Should You Finance The Sale Of Your Home By Yourself?

June 18, 2014 by Robby Oakes

You’ve decided to put your home up for sale. Now, how are you going to make the most money selling it and get it sold the fastest? Perhaps you should consider providing owner financing, also known as seller financing.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Owner Finance, Property Financing

What Are The Closing Costs Of Real Estate?

June 13, 2014 by Robby Oakes

You’ve found the perfect property and a great mortgage loan with the best interest rate you can find. What’s next in the home buying experience? Signing the contracts and paying the closing costs. But what exactly are closing costs?

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Buying, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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