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On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 25, 2023 by Robby Oakes

Are you the type of person that struggles with remembering to pay their bills on time? You’re not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let’s take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

January 13, 2023 by Robby Oakes

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

4 Financial Benefits of Home Ownership

December 30, 2022 by Robby Oakes

Home ownership may be one of the most familiar goals of adulthood, but there’s more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you’re trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Home Ownership Benefits

Graduating From College? 3 Things You Need to Know About Mortgages and Student Loans

December 29, 2022 by Robby Oakes

Are you thinking about buying a new home using a mortgage loan? If you’ve just graduated from college, you’re probably wondering how your student loans will impact a mortgage and what your options are. In today’s post we’ll share three things that you need to know about mortgages if you’re still working on paying off your student loan debt.

Filed Under: Home Mortgage Tips Tagged With: Homeowner Tips, Mortgage, Mortgage Payments

How Do I Know If It’s a Good Idea to Refinance My Mortgage?

December 14, 2022 by Robby Oakes

Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months – or years – faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In today’s post, we will explore the topic of mortgage refinancing and how to know if it is a good idea.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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