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Understanding “Cash to Close” in Your Home Buying Journey

November 5, 2024 by Robby Oakes

If you’ve received your Closing Disclosure from your lender, congratulations! You’re almost at the finish line of your home buying journey, ready to celebrate with keys in hand.

Filed Under: Home Mortgages Tagged With: Closing Costs, Home Loan Basics, Mortgage

Common Title Issues That Can Delay Your Home Closing

October 24, 2024 by Robby Oakes

When you’re in the final stages of buying a new home, it’s easy to assume that everything will go smoothly from here on out. However, one of the most common obstacles that can arise in this final stage of the process is title issues. If not addressed, these can delay your closing or even derail the sale.

Filed Under: Home Mortgages Tagged With: Home Closing, Mortgage Process, Title Defects

Can I Buy a Duplex with an FHA Loan?

October 23, 2024 by Robby Oakes

If you’re in the market to buy a duplex or similar multi-unit property, you may be wondering whether you can use an FHA loan to finance your purchase. FHA loans are well-known for helping first-time homebuyers, but they can also be used to purchase duplexes. Here’s everything you need to know about FHA loans, how they work, and whether they’re a good fit for your homebuying plans.

Filed Under: Home Mortgages Tagged With: FHA Loan, FHA Loan For Duplex, First-Time Home Buyer

How to Handle Mortgage Payment Hardships

September 11, 2024 by Robby Oakes

Life can be unpredictable, and financial difficulties can arise when least expected. Whether due to job loss, medical expenses, or unforeseen circumstances, falling behind on mortgage payments can be a stressful experience for homeowners. This guide will help you understand the steps to take if you’re struggling to keep up with your mortgage payments.

Filed Under: Home Mortgages Tagged With: Financial Hardship, Mortgage Forbearance, Mortgage Help

Understanding the Differences Between Construction Loans and Mortgages

May 24, 2024 by Robby Oakes

Construction loans and mortgages are two important tools in the world of real estate financing. They each have specific purposes and come with their own set of rules and requirements. These differences cater to various needs when it comes to buying or building properties.

Filed Under: Home Mortgages Tagged With: Construction Loans, Mortgage, Real Estate Financing

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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