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Understanding “Cash to Close” in Your Home Buying Journey

July 16, 2026 by Robby Oakes

If you’ve received your Closing Disclosure from your lender, congratulations! You’re almost at the finish line of your home buying journey, ready to celebrate with keys in hand.

Filed Under: Home Mortgages Tagged With: Closing Costs, Home Loan Basics, Mortgage

Common Title Issues That Can Delay Your Home Closing

July 15, 2026 by Robby Oakes

When you’re in the final stages of buying a new home, it’s easy to assume that everything will go smoothly from here on out. However, one of the most common obstacles that can arise in this final stage of the process is title issues. If not addressed, these can delay your closing or even derail the sale.

Filed Under: Home Mortgages Tagged With: Home Closing, Mortgage Process, Title Defects

What You Need to Know About Refinancing a Reverse Mortgage

March 4, 2025 by Robby Oakes

If you have a reverse mortgage, you may be wondering whether refinancing is an option. The good news is that yes, you can refinance a reverse mortgage, and doing so may offer financial benefits depending on your situation.

Filed Under: Home Mortgages Tagged With: Financial Planning, Mortgage Refinance, Reverse Mortgage

The Key Details About Home Appraisals That You Might Not Know

February 27, 2025 by Robby Oakes

A home appraisal is a critical step in the buying, selling, or refinancing process, yet many people don’t fully understand how it works or what factors influence it. Whether you’re a buyer, seller, or homeowner looking to refinance, here are some key details about home appraisals that you might not know.

Filed Under: Home Mortgages Tagged With: Buying a Home, Home Appraisal, Home Value

How Do Mortgage Lenders Decide How Much You Can Borrow?

February 21, 2025 by Robby Oakes

When buying a home, one of the most critical factors is determining how much you can borrow through a mortgage. Lenders evaluate multiple financial aspects to assess your borrowing capacity.

Filed Under: Home Mortgages Tagged With: Credit Score, Home Buying, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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