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Deciding Whether to Pay Extra Toward Principal or Save for Other Investments

September 18, 2025 by Robby Oakes

When it comes to managing your mortgage, one of the most common questions is whether to put extra money toward paying down the loan principal or to save that money for other investments. Both choices have advantages, and the right decision often depends on your goals, financial situation, and comfort with risk.

Filed Under: Mortgage Tagged With: Mortgage Education, Mortgage Tips, Wealth Building

How Borrowers Can Benefit from Inflation with the Right Mortgage

September 17, 2025 by Robby Oakes

Inflation is a topic that impacts nearly every part of the economy, from the cost of groceries to long term financial planning. For homeowners and those considering a mortgage, inflation can feel intimidating. However, with the right perspective and strategies, borrowers can use inflation to their advantage and create lasting financial benefits.

Filed Under: Mortgage Tagged With: Home Buying Journey, Inflation And Mortgages, Mortgage Tips

5 Key Steps in the Mortgage Underwriting Process

September 11, 2025 by Robby Oakes

Buying a home can be exciting, but it can also feel overwhelming. Understanding the mortgage underwriting process can make things a lot smoother!

Filed Under: Mortgage Tagged With: Home Loans, Mortgages, Underwriting

Should You Get a Mortgage If You Plan to Move Soon?

July 31, 2025 by Robby Oakes

Deciding to buy a home when you know you might move within a few years can be a challenging choice. Many people wonder if it makes financial sense to take on a mortgage if they will not live in the property long term. The answer depends on several factors, including your personal goals, market conditions, and your financial situation.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage Tips, Moving Soon

How to Finance Energy-Efficient Home Improvements with a Mortgage

July 8, 2025 by Robby Oakes

As more homeowners look for ways to reduce utility bills and make their homes environmentally friendly, energy-efficient improvements have become a smart investment. The good news is that you do not need to pay out of pocket for all the upgrades at once. There are mortgage financing options that allow you to make energy-efficient improvements while also making your home more comfortable and affordable in the long run.

Filed Under: Mortgage Tagged With: Energy Efficiency, Green Mortgage, Home Upgrades

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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