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Artificial Intelligence and the Future of Mortgage Decisions

August 29, 2025 by Robby Oakes

Artificial intelligence is transforming the mortgage industry. Lenders now use AI to analyze applications, assess risk, and make decisions faster than ever. This technology helps streamline underwriting, reduces human error, and allows mortgage originators to focus on providing personalized guidance. AI is not replacing professionals but enhancing their ability to serve clients efficiently and accurately.

Filed Under: Mortgage Tips Tagged With: All In Mortgages, Mortgage Originator, Smart Borrowing

How Emotions Shape Your Mortgage Decisions

August 28, 2025 by Robby Oakes

When it comes to money, emotions play a big role. Many home buyers get caught up in excitement, fear of missing out, or the desire to impress others. These feelings can influence mortgage choices, leading to decisions that might not align with long-term financial goals. Recognizing emotional triggers is the first step to making smarter choices.

Filed Under: Mortgage Tips Tagged With: Build Wealth, Financial Planning, Home Buying Tips

Mortgages for Remote Workers Who Want Dual Residences

August 26, 2025 by Robby Oakes

Remote work has transformed the way people live and plan their financial futures. Instead of being tied to one city, many professionals now choose to split their time between two homes. Some want the excitement of an urban condo while keeping a peaceful retreat in the mountains or at the beach. Others need to balance family life in one state with work opportunities in another. As this trend grows, understanding mortgage options for dual residences has become essential.

Filed Under: Mortgage Tips Tagged With: Mortgages, Real Estate, Remote Work

Can You Use Rental Income to Qualify for a Mortgage?

August 22, 2025 by Robby Oakes

When it comes to qualifying for a mortgage, your income plays a key role in determining how much you can borrow. For many buyers, especially those interested in investment properties or who plan to rent out part of their home, the question is whether rental income can be counted toward their mortgage qualification. The good news is that in many cases, rental income can help, but there are specific rules and documentation requirements you will need to meet.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips, Qualifying For A Mortgage, Rental Income

How to Avoid Mortgage Burnout

August 21, 2025 by Robby Oakes

Buying a home is one of the most exciting milestones in life, but it can also be one of the most exhausting. From house hunting and comparing loan options to managing the financial paperwork and deadlines, the process can become overwhelming. Mortgage burnout happens when the stress and demands of the home buying journey begin to wear you down, making it harder to stay focused and positive. The good news is there are ways to protect yourself from burnout and keep the process manageable.

Filed Under: Mortgage Tips Tagged With: Home Buying Journey, Mortgage Advice, Mortgage Burnout

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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