Robby Oakes Mortgage

Chapel Hill Mortgage Lender | Robby's Blog about Mortgages in Raleigh, Durham, Chapel Hill, and Crystal Coast area of NC

  • Home
  • Our Main Site
  • Blog
  • Resources
    • Mortgage Calculator
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage FAQ
    • Mortgage Glossary
  • Contact Us

Can Freelancers Get a Mortgage?

June 10, 2025 by Robby Oakes

If you are self-employed or work as a freelancer, you may be wondering whether buying a home is even possible. The good news? It absolutely is, but you will want to be prepared for a few extra steps in the process. Here are five common questions freelancers ask when it comes to getting a mortgage.

Filed Under: Mortgage Tips Tagged With: Freelancer Finance, Mortgage Tips, Self-Employed Life

How Much Down Payment Do You Need for a Mortgage When Buying a Home?

May 23, 2025 by Robby Oakes

If you’re considering buying a home, you’re likely wondering how much you’ll need for a down payment. The common belief is that you need to put down 20% of the home’s purchase price, but that’s not the only option and in many cases, it’s not even necessary.

Filed Under: Mortgage Tips Tagged With: Down Payment Help, Home Buying Journey, Mortgage Tips

What To Do When Your Mortgage Loan is Declined

May 22, 2025 by Robby Oakes

Getting turned down for a mortgage can be discouraging, but it doesn’t mean the dream of homeownership is over. In fact, understanding why your application was declined is the first step toward making a stronger comeback. Let’s look at some of the most common reasons a mortgage might be denied and what you can do about it.

Filed Under: Mortgage Tips Tagged With: Home Buying Journey, Mortgage Declined, Mortgage Tips

Pet-Friendly Mortgages And How Owning Pets Could Affect Your Loan Choices

May 21, 2025 by Robby Oakes

We love our pets, they are part of the family. But did you know that your furry (or feathered) friend could play a surprising role in your homebuying journey? While your dog probably will not impact your credit score, being a pet owner can influence where and how you buy a home, and even the type of loan you choose.

Filed Under: Mortgage Tips Tagged With: Home Buying Tips, Mortgage Advice, Pet Friendly Living

What Your Coffee Habit Can Teach You About Paying Off Your Mortgage Faster

May 20, 2025 by Robby Oakes

As your mortgage advisor, I am not here to tell you to give up your favorite coffee, but I am here to show you how something as simple as your daily coffee run can reveal some powerful lessons about how to pay off your mortgage faster.

Filed Under: Mortgage Tips Tagged With: Coffee And Homeownership, Financial Freedom, Mortgage Tips

  • « Previous Page
  • 1
  • …
  • 19
  • 20
  • 21
  • 22
  • 23
  • …
  • 40
  • Next Page »

Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

How can we help?

Connect with Us

CIMG Residential Mortgage

Quick Links

  • Our Main Site
  • Accessibility Statement
  • NMLS Consumer Access
  • Privacy Policy
©2025 Robby Oakes Mortgage Team
Corporate Investors Mortgage Group
NMLS# 39460.
Licensed to Do Business in the State of NC

Equal_Housing_Opportunity

Copyright © 2026 · Powered by MySMARTblog

Copyright © 2026 · Genesis Sample Theme on Genesis Framework · WordPress · Log in