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Myths About Mortgages That Still Fool Homebuyers

September 19, 2025 by Robby Oakes

Buying a home is one of the biggest financial decisions most people will ever make, and the mortgage process can feel overwhelming. With so much information available, it is easy for myths to spread, and many homebuyers still believe ideas that are simply not true. Clearing up these misconceptions can make the path to homeownership less stressful and much more successful.

Filed Under: Mortgage Tips Tagged With: Home Buying Journey, Mortgage Myths, Mortgage Tips

How Parenthood Changes Mortgage Needs and Housing Priorities

September 16, 2025 by Robby Oakes

Becoming a parent is one of life’s most exciting milestones. Along with the joy and responsibility of raising children, many families find that their housing needs and mortgage priorities change dramatically once little ones arrive. What may have worked for a single person or a couple often needs to be reevaluated when planning for the comfort, safety, and growth of a family.

Filed Under: Mortgage Tips Tagged With: Homeownership Journey, Mortgage Tips, Parenthood

Strategies to Save on Your Mortgage in a Rising Rate Environment

September 12, 2025 by Robby Oakes

When interest rates climb, homeowners and buyers alike often feel pressure on their monthly budgets. Fortunately, there are strategies that can help you save money and manage your mortgage more effectively even in a rising rate environment. By making thoughtful adjustments and using available tools, you can still work toward long term financial security.

Filed Under: Mortgage Tips Tagged With: Mortgage Savings, Mortgage Tips, Rising Rates

Understanding the Temporary Rate Reduction Mortgage

September 10, 2025 by Robby Oakes

Buying a home is exciting, but the thought of monthly mortgage payments can feel overwhelming, especially for first-time buyers. One strategy to ease the financial burden is a temporary rate reduction. This type of mortgage allows borrowers to pay a lower interest rate for the first two years of the loan before it returns to the original fixed rate.

Filed Under: Mortgage Tips Tagged With: Financial Planning, Mortgage Tips, Temporary Rate Reduction

Why Credit Monitoring Matters During the Mortgage Process

September 9, 2025 by Robby Oakes

Buying a home is one of the most significant financial decisions you will make. While it is exciting to pick out your dream home, the mortgage process can be complex and stressful. One critical factor that can make or break your journey is your credit. Credit monitoring gives you the insight and control you need to stay on track.

Filed Under: Mortgage Tips Tagged With: Credit Monitoring, Mortgage Process, Mortgage Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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