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Mortgages in a Rising Rate Environment: Strategies to Save

September 5, 2025 by Robby Oakes

When interest rates begin to climb, many buyers feel uncertain about whether it is the right time to purchase a home. Higher rates can impact affordability and monthly payments, but that does not mean homeownership is out of reach. With the right strategies and preparation, you can still secure a mortgage that fits your budget and long-term goals.

Filed Under: Mortgage Tips Tagged With: Financial Planniing, Mortgage Tips, Rising Rates

How Cryptocurrency and Digital Assets Are Affecting Mortgage Approval

September 4, 2025 by Robby Oakes

The rise of cryptocurrency and digital assets has transformed the way many people invest and build wealth. As more buyers hold Bitcoin, Ethereum, and other digital currencies, the question of how these assets impact mortgage approval has become more common. While lenders are beginning to recognize cryptocurrency, it is still a developing area that requires careful planning.

Filed Under: Mortgage Tips Tagged With: Digital Assets, Mortgage Approval, Real Estate Tips

Mortgages for Newlyweds, Combining Finances and Buying Your First Home

September 3, 2025 by Robby Oakes

Starting your life together as a married couple is an exciting season filled with new milestones. One of the biggest decisions many newlyweds face is whether to buy a home together. While combining households and finances can feel overwhelming, taking time to understand how mortgages work and planning together can set you up for long-term success.

Filed Under: Mortgage Tips Tagged With: First Home Together, Home Buying Tips, Newlyweds and Homeownership

Artificial Intelligence and the Future of Mortgage Decisions

August 29, 2025 by Robby Oakes

Artificial intelligence is transforming the mortgage industry. Lenders now use AI to analyze applications, assess risk, and make decisions faster than ever. This technology helps streamline underwriting, reduces human error, and allows mortgage originators to focus on providing personalized guidance. AI is not replacing professionals but enhancing their ability to serve clients efficiently and accurately.

Filed Under: Mortgage Tips Tagged With: All In Mortgages, Mortgage Originator, Smart Borrowing

How Emotions Shape Your Mortgage Decisions

August 28, 2025 by Robby Oakes

When it comes to money, emotions play a big role. Many home buyers get caught up in excitement, fear of missing out, or the desire to impress others. These feelings can influence mortgage choices, leading to decisions that might not align with long-term financial goals. Recognizing emotional triggers is the first step to making smarter choices.

Filed Under: Mortgage Tips Tagged With: Build Wealth, Financial Planning, Home Buying Tips

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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