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Building a Sustainable Future: Using Construction Loans to Incorporate Green Building Practices

March 12, 2024 by Robby Oakes

Environmental consciousness is increasingly becoming a priority, and the construction industry stands at the forefront of sustainable innovation. One avenue gaining traction is the use of construction loans to incorporate green building practices, particularly in the construction of sustainable homes.

Filed Under: Mortgage Tagged With: Construction Loan, Going Green, Mortgage

Maximizing Your Mortgage: Unveiling Strategies for Faster Payoff and Interest Savings

January 25, 2024 by Robby Oakes

Owning a home is a significant milestone, but the burden of a mortgage can loom large. Fortunately, there are various strategies to expedite your journey to mortgage-free living, ultimately saving you money on interest payments.

Filed Under: Mortgage Tagged With: InterestSavings, Mortgage, Payoff

What You Need to Know About High-Value Jumbo Mortgage Loans

January 23, 2024 by Robby Oakes

In the realm of real estate, dreams often come in various sizes. For those with aspirations of owning a luxurious home that goes beyond the conventional price range, understanding the particulars of financing becomes vital.

Filed Under: Mortgage Tagged With: Jumbo Criteria, Jumbo Loans, Mortgage

Exploring Down Payment Options and Their Impact on Mortgage Terms

January 19, 2024 by Robby Oakes

Embarking on the journey of homeownership is an exciting and significant step in one’s life. One crucial aspect of this process is the down payment, which can greatly influence the terms of your mortgage.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Mortgage Terms

Loan-to-Value Ratio (LTV): The Key to Mortgage Approval

January 17, 2024 by Robby Oakes

Securing a mortgage is a significant milestone on the path to homeownership. As you embark on this journey, you’ll likely encounter various terms and ratios that play a crucial role in the approval process. One such essential factor is the Loan-to-Value ratio, commonly known as LTV.

Filed Under: Mortgage Tagged With: LTV, Mortgage, Mortgage Approval

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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