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How to Go From Renting to Owning a Home

November 10, 2023 by Robby Oakes Leave a Comment

Going from renting to owning a home can be a significant financial and personal milestone, but it requires careful planning and preparation. Here are some steps to take to make the transition from renting to owning: Determine your budget: Calculate your current expenses and income to determine how much you can afford to spend on […]

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, Rent To Own

Mortgage Rate Locks: When and How to Secure a Favorable Rate

November 9, 2023 by Robby Oakes Leave a Comment

Securing a mortgage to purchase your dream home is a significant financial decision. One of the essential aspects of this process is locking in a favorable mortgage rate. A mortgage rate lock ensures that the interest rate on your loan remains the same for a specified period, protecting you from potential rate fluctuations. We will […]

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Rates, Rate Lock

Simple Tips for a Stunning First Impression

October 5, 2023 by Robby Oakes

Begin with a Welcoming Entrance: The front door is the gateway to your home, and a fresh coat of paint can do wonders to revitalize its appearance. Consider selecting a color that complements your home’s style and personality. Don’t shy away from bold choices that create a statement.

Filed Under: Mortgage Tagged With: Curb Appeal, First Impression, Yard

Best Things To Do Now To Get Your Finances Mortgage Ready

September 21, 2023 by Robby Oakes

You probably already know that qualifying for a mortgage can be the biggest hurdle — aside from actually finding that dream property — along the path to home ownership.

Filed Under: Mortgage Tagged With: Budget, Mortgage, organization

Should I Consolidate My Debts with a Mortgage Refinance Loan?

September 13, 2023 by Robby Oakes

Managing multiple debts can become overwhelming and burdensome. Juggling various loan payments with varying interest rates and repayment terms can lead to financial stress and missed opportunities. One solution that borrowers often consider is consolidating their debts through a mortgage refinance loan. While this approach can be beneficial for some, it’s crucial to carefully evaluate its pros and cons before deciding.

Filed Under: Mortgage Tagged With: Debt Consolidation, Mortgage, Refinance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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