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DIY Improvements Do Not Have To Be Expensive: A Few Examples

May 3, 2023 by Robby Oakes

There are many do-it-yourself (DIY) home improvement projects that can be completed on a budget and still have a significant impact. Enhancing the appearance and functionality of your home doesn’t have to be costly or time-consuming.

Filed Under: Mortgage Tagged With: DIY Projects, Home Improvement Loan, Mortgage

Purchasing A House That Requires Repairs: What To Know

May 2, 2023 by Robby Oakes

If you are looking for a way to save money on the purchase of your next home, you might be thinking about buying a property that requires repairs. Keep in mind that you will not be able to move into this property right away, so is it the best option? You could open the door to unique financing options that could make it easier for you to purchase your next property.

Filed Under: Mortgage Tagged With: Home Improvement, Mortgage, Repairs

What Does It Mean To Be In A Seller’s Market: A Brief Overview

April 27, 2023 by Robby Oakes

In the realm of real estate, market conditions can differ significantly due to a variety of factors. One such state is known as a sellers’ market, which typically benefits those wanting to sell their property. Let’s dive into what makes a sellers’ market advantageous for homeowners looking to offload their house and why it’s an attractive option for buyers too.

Filed Under: Mortgage Tagged With: Demand, Inventory, Mortgages

Understand Your Options When You Refinance A Home Loan

April 26, 2023 by Robby Oakes

Are you interested in refinancing your mortgage? There are a variety of reasons why you might want to refinance your home loan.

Filed Under: Mortgage Tagged With: Convetional Loan Options, Mortgage, Mortgage Rates

How Do I Get Rid of PMI?

April 25, 2023 by Robby Oakes

PMI (Private Mortgage Insurance) is a type of insurance that lenders may require borrowers to pay if they have a down payment of less than 20% of the home’s purchase price. The purpose of PMI is to protect the lender in case the borrower defaults on the loan. However, once you have paid off enough of your mortgage or your home has appreciated in value, you may be able to get rid of PMI.

Filed Under: Mortgage Tagged With: Fees, Mortgage, PMI

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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