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Closing Costs And A Cash Sale: Who Pays?

November 8, 2022 by Robby Oakes

There are some people who are able to pay cash for a home. Typically, these are individuals who are selling an existing property that has gone up in value. Now, all of a sudden, they have a lot of extra money they can spend on a house. If you can pay cash for a home, you have a lot of extra negotiating power. When it is time to complete the sale, who pays?

Filed Under: Mortgage Tagged With: Cash Sale, Closing Costs, Mortgage

The Top Reasons To Pay Off Your Mortgage Before You Retire

November 3, 2022 by Robby Oakes

As you get closer to your retirement age, you should try to discharge as much of your debt as possible. Unfortunately, many people close to the age of retirement still have a significant mortgage balance they need to pay off. What are some of the top reasons why you should pay off your mortgage before you retire?

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Retirement

What Do You Need To Know About Home Improvement Loans?

October 27, 2022 by Robby Oakes

Do you want to make some improvements to your house? A home improvement is a great way to make your home more functional, and it could also add value to your home. At the same time, performing a home improvement project can be expensive, and that is where a home improvement loan can be helpful. What do you need to know about them?

Filed Under: Mortgage Tagged With: HELOC, Home Improvements, Mortgage

Amortization: What You Need To Know About How Your Loan Is Paid Off

October 26, 2022 by Robby Oakes

This is called an amortization schedule, and it is typically designed in such a way that your last payment pays off your loan down to the penny. How does this impact the life of your loan?

Filed Under: Mortgage Tagged With: Amortization, Loan Payment, Mortgage

Refinancing A Mortgage: How Does This Work?

October 21, 2022 by Robby Oakes

If your financial situation has changed, you might be interested in refinancing your mortgage. In general, refinancing means that you will replace your current mortgage with a new one.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Payment, Refinance

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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