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How Are Mortgage Rates Determined?

December 3, 2019 by Robby Oakes

When someone is interested in buying a home, there are a number of factors that people need to consider. Some of these include the budget, the size of the home, and the mortgage interest rates.

Filed Under: Mortgage Tagged With: Market Conditions, Mortgage, Mortgage Rates

How Much Of A Down Payment Should I Make On My Home?

November 29, 2019 by Robby Oakes

There are a lot of steps that people need to take when buying a home. One of the most common issues that people discuss is the down payment. Most banks will require a down payment so that they aren’t the only ones taking on the risk of buying a home. The common question people have is how much of a down payment they should apply.

Filed Under: Mortgage Tagged With: Down Payment, Mortgage, PMI

3 Crucial Questions To Ask Before You Co-Sign A Mortgage

November 27, 2019 by Robby Oakes

A mortgage is a significant responsibility. For this reason, many people have someone co-sign with them on their mortgage. Before agreeing to co-sign on any mortgage, it is important to ask the right questions. There are several crucial questions that everyone should ask before they co-sign on someone else’s mortgage.

Filed Under: Mortgage Tagged With: Co-Sign, Financing Options, Mortgage

3 Signs You’re Not Ready To Buy A Home

November 26, 2019 by Robby Oakes

Those who are looking at buying a home need to think about whether or not they are truly ready for this responsibility. When someone takes out a mortgage, this is frequently the largest loan someone will ever apply for in their life. Furthermore, owning a home also means homeowners insurance, real estate taxes, home maintenance, and home repairs.

Filed Under: Mortgage Tagged With: Debt Management, Mortgage, Savings

3 Positive Reasons To Get A 15-Year Mortgage

November 6, 2019 by Robby Oakes

Most people can’t pay for a home outright, so they finance it with a mortgage loan. 30-year mortgages are more conventional, but they also come with a significant interest price tag.

Filed Under: Mortgage Tagged With: Equity, Mortgage, Savings

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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