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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Understanding Mortgages and Inflation and How Borrowers Can Benefit

October 28, 2025 by Robby Oakes

Inflation affects nearly every part of the economy, from grocery prices to the cost of borrowing. For homeowners and buyers, understanding how inflation impacts mortgage rates and payments can be a powerful advantage. While rising prices can feel discouraging, there are strategic ways borrowers can benefit during inflationary periods.

Filed Under: Home Mortgage Tips Tagged With: Financial Planning, Inflation, Mortgages

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Robby Oakes

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – October 27th, 2025

October 27, 2025 by Robby Oakes

While the government shutdown remains ongoing, inflation data for both the CPI and PPI has been released, indicating that inflation came in below expectations.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

How to Lower Payments Without Refinancing

October 24, 2025 by Robby Oakes

Many homeowners want to reduce their monthly mortgage payments but hesitate to refinance. Refinancing can come with closing costs, new loan terms, and time-consuming paperwork. The good news is that there are several ways to lower your payment without refinancing.

Filed Under: Mortgage Tips Tagged With: Homeownership, Mortgage Savings, Mortgage Tips

The Future of Mortgages with Technology Fintech and AI

October 23, 2025 by Robby Oakes

The mortgage industry is evolving faster than ever. Technology, fintech innovation, and artificial intelligence are transforming how borrowers find, qualify for, and manage their home loans. These advancements are making the mortgage process faster, smarter, and more transparent, creating new opportunities for both lenders and buyers.

Filed Under: Mortgage Tagged With: Home Buying, Mortgage Tips, Relocation

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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