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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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House Poor: What It Means And How To Avoid It

January 12, 2023 by Robby Oakes

There is a good chance you have heard someone described as being house poor. What exactly does it mean? It is important to understand what it means to be house poor and how you can stay away from it.

Filed Under: Mortgage Tagged With: finance, Mortgage, Mortgage Payment

The Most Commonly Forgotten Item On The Home Budget List

January 10, 2023 by Robby Oakes

If you are in the process of purchasing a home, it is critical for you to make sure that you budget appropriately. Unfortunately, there are a lot of people who commonly overlook closing expenses.

Filed Under: Mortgage Tagged With: budgeting, finance, Mortgage

What’s Ahead For Mortgage Rates This Week – January 9, 2023

January 9, 2023 by Robby Oakes

Last week’s economic reporting included readings on minutes of the most recent Federal Open Market Committee meeting and its customary post-meeting press conference, labor-sector data on public and private-sector jobs, and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Pet Safety Checklist

January 6, 2023 by Robby Oakes

Many people view their furry friends as members of the family. If you have pets at home, you need to make sure they are well taken care of.

Filed Under: Mortgage Tagged With: Mortgage, Pet Safety

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

January 5, 2023 by Robby Oakes

If you’re at the stage in life where home ownership is nearly within your reach, you’re probably wondering whether you should start looking for a home or whether you should just keep renting. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here’s what you need to know.

Filed Under: Mortgage Tagged With: Home Mortgage Tips, Mortgage, Renting

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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