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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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A Non-QM Mortgage: What Does This Mean?

October 14, 2022 by Robby Oakes

If you are interested in purchasing a house, you need to review all of the offers available. The vast majority of loan officers are going to talk about something called qualifying mortgages, which is usually shortened to QM.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM, Self Employed

Finding The Best Mortgage Deal: What To Do

October 13, 2022 by Robby Oakes

You have worked hard for your money, and you probably want to save as much of it as you possibly can. That means you need to find the best possible mortgage deal you can.

Filed Under: Mortgage Tagged With: Mortgage, Mortgage Fees, Mortgage Rates

How to Use a Mortgage to Buy a Home After Going Through a Bankruptcy

October 12, 2022 by Robby Oakes

While it is sometimes the best option to get your finances repaired, the bankruptcy and following discharge period can be tough. However, while it may delay things for a couple of years, the good news is that even a bankruptcy won’t stop you from borrowing a mortgage to buy a home. In today’s article, we will share some insight into how you can get a mortgage loan after going through bankruptcy.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

October 11, 2022 by Robby Oakes

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you’ve had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let’s explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Payments

What’s Ahead For Mortgage Rates This Week – October 10, 2022

October 10, 2022 by Robby Oakes

Last week’s economic reporting included readings on construction spending, public and private sector job growth, and the national unemployment rate. Weekly readings on mortgage rates and jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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