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Robby Oakes Mortgage Team
A North Carolina Mortgage Originator Committed
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Serving Chapel Hill, Durham, Raleigh, Greensboro, Wilmington, Charlotte, Morehead City and all of North Carolina.

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Understanding Your FICO Score and Why Small Credit Mistakes Can Cause Huge Headaches

September 2, 2022 by Robby Oakes

Many people all over the world are dealing with issues involving debt or poor credit history, but most aren’t necessarily aware of what exactly makes up their credit score. Unfortunately, it might seem like it’s the big stuff that counts when it comes to credit, but little things can have a significant impact on your financial health. If you’re looking to improve your understanding and your finances, here’s what you need to know about small mistakes and your FICO score.

Filed Under: Home Mortgage Tips Tagged With: Credit Score, Mortgage, Mortgage Applications

Consider A Home Renovation Loan To Navigate A Challenging Housing Market

September 1, 2022 by Robby Oakes

Today, there are many people who are having a difficult time purchasing a house. Even though interest rates have gone up, sales are still happening quickly. Therefore, it can be difficult for people to qualify for a mortgage, purchase a house, and get to the closing table before the property is sold.

Filed Under: Mortgage Tagged With: Mortgage, New Home, Renovation Loan

Expenses To Consider When Buying A Home

August 31, 2022 by Robby Oakes

When you are in the process of buying a home, it can be intimidating to take a look at so many factors. A home has a big price tag, and you need to make sure that you budget accordingly.

Filed Under: Mortgage Tagged With: Expenses, Mortgage, New Home

The Different Foundation Options For Your House

August 30, 2022 by Robby Oakes

Are you thinking about purchasing a home in the near future? Or, are you thinking about building one? If so, you must think carefully about the foundation of the home. It is responsible for supporting the rest of the structure, so you need to find the right foundation to meet your needs. What are a few of the top options available?

Filed Under: Real Estate Tagged With: Crawl Space, Foundation, New Home

What’s Ahead For Mortgage Rates This Week – August 29, 2022

August 29, 2022 by Robby Oakes

Weekly readings on mortgage rates and jobless claims were also published along with the University of Michigan’s final monthly and year-over-year readings on consumer sentiment.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Jobless Claims

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Robby Oakes


Robby Oakes

CIMG Managing  Director
NMLS# 91606

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